Harris County property record for 3109 Exchange St, Houston, TX 77020
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,864 sqft · built 1970 |
| Lot Size | 0.155 acres (6,750 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,665 (2025) |
| Deeds & Mortgages | Apr 2021 Sale Oct 2020 Transfer |
| Flood Zone | Zone X (moderate risk) |
| APN | 071-063-003-0003 |
| Primary APN | 071-063-003-0003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,864 sqft Living Area |
| 1st Floor Area | 1,864 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Metal Frame |
| Foundation Type | Raised |
| Lot Area | 6,750 sqft (0.155 acres) |
| View / Lot | Neighborhood |
| Garage Type | Carport |
| Garage Area | 320 sqft |
| Carport | Carport |
| Carport Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0710630030003 |
|---|---|
| Street Address | 3109 EXCHANGE ST |
| City | HOUSTON |
| State | TX |
| Zip | 77020-3612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 3 BLK 3 ROYAL TERRACE |
| Legal Subdivision | ROYAL TERRACE |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 212400 |
3109 Exchange St is owned by an individual who acquired it in April 2021.
Source: Harris County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3101 EXCHANGE ST, HOUSTON, TX 77020-3612 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 5, 2021 | Warranty Deed, Transfer |
| Oct 26, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 5, 2021 |
| Deed Sale | Apr 5, 2021 |
| Prior Sale | Dec 22, 2006 · Amount on File |
| Deed Document Number | 2021179031 |
| Prior Transfer Date | Aug 25, 1999 |
| Prior Transfer Doc | 000T961047 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Apr 5, 2021 |
| Property Address | 3109 EXCHANGE ST, HOUSTON, TX 77020-3612 |
| Document Number | 2021179031 |
| Instrument Date | Mar 27, 2021 |
| Instrument | 2021-179031 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11611 MOSSCREST DR, 11611, HOUSTON, TX 77048-2548 |
| Name | Verified Name |
|---|---|
| Address | 3101 EXCHANGE ST, HOUSTON, TX 77020-3612 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Oct 26, 2020 |
| Property Address | 3109 EXCHANGE ST, HOUSTON, TX 77020-3612 |
| Document Number | 0000516068 |
| Instrument Date | Oct 22, 2020 |
| Instrument | 516068 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11611 MOSSCREST DR HOUSTON TX 770482548, HOUSTON, TX 77048-2548 |
The 2025 property tax bill for 3109 Exchange St was $2,665, up 1.6% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | Houston City |
| Unified School District | Houston Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $125,425 (-) Land $47,000 Building $78,425 | $125,425 (-) Land $47,000 Building $78,425 | |
| 2025 | $2,665.00 (+1.56%) | $125,425 Land $47,000 Building $78,425 | $125,425 Land $47,000 Building $78,425 |
| 2024 | $2,624.00 | ||
| 2023 | $125,425 Land $47,000 Building $78,425 | $125,425 Land $47,000 Building $78,425 | |
| 2022 | $2,527.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3109 Exchange St in Zone X, an area of moderate flood risk, though there have been 157 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 108 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 108 in force |
| Nearby Flood Claims | 157 (1981–2024) |
| Claims Outside the SFHA | 131 of 157 |
| Most Recent Claim | Jul 2024 · Hurricane Beryl |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3109 Exchange St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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