Carteret County property record for 3109 Evans St, Morehead City, NC 28557
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,194 sqft · built 1942 |
| Lot Size | 0.144 acres (6,273 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $405,000 (Dec 2015) |
| Tax Bill | $5,554 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Dec 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 6376.19.71.1654000 |
| Primary APN | 6376.19.71.1654000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,194 sqft Heated Area |
| Gross Area | 2,025 sqft |
| 1st Floor Area | 52 sqft |
| Utility Area | 357 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Conventional |
| Exterior Material | Block |
| Foundation Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,273 sqft (0.144 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Porch | Slab |
| Porch Area | 360 sqft |
| Utility Building | 143 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 43670 |
|---|---|
| Street Address | 3109 EVANS ST |
| City | MOREHEAD CITY |
| State | NC |
| Zip | 28557-3221 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L27 MONTAGUE SD MOREHEAD CITY |
| Legal Subdivision | MONTAGUE |
| Legal Block | 71 |
| Legal Lot Number | 27 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 970403 |
Source: Carteret County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3109 EVANS ST, MOREHEAD CITY, NC 28557-3221 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| May 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Dec 5, 2019 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 8, 2015 · Amount on Record |
| Deed Sale | Dec 8, 2015 · Amount on Record |
| Deed Document Number | 201527328 |
| Deed Book / Page | 1527 / 328 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 3109 EVANS ST, MOREHEAD CITY, NC 28557-3221 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0017210290 |
|---|---|
| Date | May 11, 2021 |
| Book Page | 1721/290 |
| Instrument | 1721290 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 3109 EVANS ST, MOREHEAD CITY, NC 28557-3221 |
| Document Number | 0001658073 |
| Instrument Date | Dec 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2020 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 3109 EVANS ST MOREHEAD CITY NC 285573221, MOREHEAD CITY, NC 28557-3221 |
| Document Number | 0001658073 |
|---|---|
| Date | Dec 18, 2019 |
| Book Page | 000165/008073 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Morehead City Town |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $961,452 (-) Land $437,436 Building $524,016 | $961,452 (-) Land $437,436 Building $524,016 | |
| 2025 | $5,554.00 (+285.96%) | $961,452 (+122.67%) Land $437,436 Building $524,016 | $961,452 (+122.67%) Land $437,436 Building $524,016 |
| 2023 | $431,788 Land $303,450 Building $128,338 | $431,788 Land $303,450 Building $128,338 | |
| 2022 | $1,439.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 34 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 35 (1993–2018) |
| Claims Outside the SFHA | 9 of 35 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF MOREHEAD CITY serves 18,846 people · EPA ID NC0416015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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