3109 E Roma Ave, Phoenix, AZ 85016 Property Records

Maricopa County property record for 3109 E Roma Ave, Phoenix, AZ 85016

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,408 sqft · built 1951
Lot Size	0.227 acres (9,897 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (Feb 2019)
Tax Bill	$4,581 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`163-03-121`

Property Details

APN / Parcel Number

Primary APN	`163-03-121`
Alternative APN	`163031210`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,408 sqft Living Area
Gross Area	2,518 sqft
1st Floor Area	2,408 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	9,897 sqft (0.227 acres)
Parking Spaces	2 Parking Spaces
Pool Area	450 sqft
Porch	Slab
Patio Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3109 E ROMA AVE
City	PHOENIX
State	AZ
Zip	85016-5843
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	VALENCIA GARDENS MCR 53/01
Legal Range	3E
Legal Township	2N
Legal Section	23
Legal Subdivision	VALENCIA GARDENS
Legal Lot Number	56
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2000
Census Tract	108400

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3109 E ROMA AVE, PHOENIX, AZ 85016-5843
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage GSF MORTGAGE CORP
Jul 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage GSF MORTGAGE CORP
Sep 27, 2019	Quit Claim Deed, Transfer · Conventional with PMI CASHCALL
Feb 20, 2019	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2019 · Amount on Record
Deed Sale	Feb 20, 2019 · Amount on Record
Prior Sale	Nov 10, 2014 · Amount on Record
Deed Document Number	2019116069
Prior Transfer Date	Nov 19, 1996
Prior Transfer Doc	0000872862
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3109 E ROMA AVE, PHOENIX, AZ 85016-5843
Transaction Type	Mortgage
Record Updated	Mar 15, 2021
Title Company	EMPIRE W TITLE AGENCY, EMPIRE WEST TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3109 E ROMA AVEVAE, PHOENIX, AZ 85016

Mortgage

Document Number	0000249384
Date	Mar 5, 2021
Instrument	20210249384

Lender

Name	GSF MORTGAGE CORP
Type	Mortgage Company
Address	BROOKFIELD, WI 53005

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3109 E ROMA AVE, PHOENIX, AZ 85016-5843
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EMPIRE WEST TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000600871
Date	Jul 7, 2020
Instrument	20200600871

Lender

Name	GSF MORTGAGE CORP
Type	Mortgage Company
Address	BROOKFIELD, WI 53005

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 27, 2019
Property Address	3109 E ROMA AVE, PHOENIX, AZ 85016-5843
Document Number	0000767303
Instrument Date	Sep 19, 2019
Instrument	767303
Transaction Type	Transfer
Record Updated	Oct 3, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/OREGON

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3109 E ROMA AVE PHOENIX AZ 850165843, PHOENIX, AZ 85016-5843

Mortgage

Document Number	767304
Date	Sep 27, 2019
Instrument	767304

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2049

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 20, 2019
Property Address	3109 E ROMA AVE, PHOENIX, AZ 85016-5843
Document Number	0000116069
Instrument Date	Feb 11, 2019
Instrument	116069
Transaction Type	Transfer
Record Updated	Feb 26, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE SVC AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3115 E SELLS DR PHOENIX AZ 850165847, PHOENIX, AZ 85016-5847

Mortgage

Document Number	116070
Date	Feb 20, 2019
Instrument	116070

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 19, 2049

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Madison Elementary District (PK - 08)
Secondary School District	Phoenix Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,030 (+93.93%)	$700,300 (+5.77%) Land $140,000 Building $560,300
2025	$4,581.00 (+4.95%)	$36,111 (-47.54%)	$662,100 (-3.81%) Land $132,400 Building $529,700
2024		$68,830	$688,300 Land $137,600 Building $550,700
2023	$4,365.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile.

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