3109 E Monterosa St, Phoenix, AZ 85016 Property Records

Maricopa County property record for 3109 E Monterosa St, Phoenix, AZ 85016

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,476 sqft · built 1948
Lot Size	0.306 acres (13,324 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Mar 2017)
Tax Bill	$4,064 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Sep 2019 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`163-01-011`

Property Details

APN / Parcel Number

Primary APN	`163-01-011`
Alternative APN	`163010119`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,476 sqft Living Area
Gross Area	2,740 sqft
1st Floor Area	2,476 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Block Painted
Construction Type	Concrete Block
Roof Material	Concrete
Lot Area	13,324 sqft (0.306 acres)
Parking Spaces	2 Parking Spaces
Pool Area	405 sqft
Porch	Slab
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3109 E MONTEROSA ST
City	PHOENIX
State	AZ
Zip	85016-5803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	MANHASSETT SQUARE MCR 49/34
Legal Range	3E
Legal Township	2N
Legal Section	23
Legal Subdivision	MANHASSETT SQUARE
Legal Lot Number	11
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2010
Census Tract	108400

Owner

Source: Maricopa County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3109 E MONTEROSA ST, PHOENIX, AZ 85016-5803
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Sep 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage CSTONE MORTGAGE INC
Jun 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE FIRST MORTGAGE INC
Mar 9, 2017	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE MORTGAGE GROUP
Mar 17, 2017	Re-recorded Document CLEAR TITLE AGENCY/AZ, CLEAR TITLE AGENCY OF AZ LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2017 · Amount on Record
Deed Sale	Mar 9, 2017 · Amount on Record
Prior Sale	Mar 4, 2016 · Amount on Record
Deed Document Number	2017170065
Prior Transfer Date	Mar 1, 2017
Prior Transfer Doc	0000192207
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3109 E MONTEROSA ST, PHOENIX, AZ 85016-5803
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3109 E MONTEROSA ST, PHOENIX, AZ 85016-5803

Mortgage

Document Number	0001245364
Date	Nov 22, 2021
Instrument	20211245364

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	MARTINSVILLE, NJ 08836

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Dec 1, 2048

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3109 E MONTEROSA ST, PHOENIX, AZ 85016-5803
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	PIONEER LAND TITLE, PIONEER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000684564
Date	Sep 3, 2019
Instrument	20190684564

Lender

Name	CSTONE MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3109 E MONTEROSA ST, PHOENIX, AZ 85016-5803
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000473148
Date	Jun 2, 2020
Instrument	20200473148

Lender

Name	CORNERSTONE FIRST MORTGAGE INC
Type	Non-Lending Institution
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 9, 2017
Property Address	3109 E MONTEROSA ST, PHOENIX, AZ 85016-5803
Document Number	0000170065
Map Reference	MAP49 PG34
Instrument Date	Mar 1, 2017
Instrument	2017-0170065
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	CLEAR TITLE AGENCY/AZ, CLEAR TITLE AGENCY OF AZ LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3109 E MONTEROSA ST, PHOENIX, AZ 85016-5803

Mortgage

Document Number	0000170066
Date	Mar 9, 2017
Instrument	2017-0170066

Lender

Name	CORNERSTONE MORTGAGE GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

March 2017: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	MARICOPA AZ
Recording Date	Mar 17, 2017
Property Address	3109 E MONTEROSA ST, PHOENIX, AZ 85016-5803
Document Number	0000192207
Map Reference	MAP49 PG34
Instrument Date	Mar 1, 2017
Instrument	2017-0192207
Record Updated	Sep 14, 2021
Title Company	CLEAR TITLE AGENCY/AZ, CLEAR TITLE AGENCY OF AZ LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3109 E MONTEROSA ST, PHOENIX, AZ 85016-5803

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Madison Elementary District (PK - 08)
Secondary School District	Phoenix Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$72,910 (+133.72%)	$729,100 (+4.95%) Land $145,800 Building $583,300
2025	$4,064.00 (+7.8%)	$31,195 (-56.9%)	$694,700 (-4.02%) Land $138,900 Building $555,800
2024		$72,380	$723,800 Land $144,700 Building $579,100
2023	$3,770.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile.

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