3109 E 65th Ave, Spokane, WA 99223 Property Records

Spokane County property record for 3109 E 65th Ave, Spokane, WA 99223

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,080 sqft · built 1991
Lot Size	0.287 acres (12,500 sqft)
Owner	2 Individual Names on File
Last Sale	$631,910 (Aug 2026)
Tax Bill	$6,266 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34033.1203`

Property Details

APN / Parcel Number

Primary APN	`34033.1203`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,080 sqft Living Area
Gross Area	4,064 sqft
1st Floor Area	1,726 sqft
Basement Area	750 sqft
Finished Basement	420 sqft
Unfinished Basement	330 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,500 sqft (0.287 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	654 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	160 sqft
Patio Area	160 sqft
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3109 E 65TH AVE
City	SPOKANE
State	WA
Zip	99223-7252
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	MORAN MANOR SECOND ADD L3 B8
Legal Range	43E
Legal Township	24N
Legal Section	03
Legal Subdivision	MORAN MANOR SECOND ADD
Legal Block	8
Legal Lot Number	3
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3007
Census Tract	5000

Owner

3109 E 65th Ave is owned and occupied by two individuals who bought it in August 2026.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3109 E 65TH AVE, SPOKANE, WA 99223-7252
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Nov 7, 2022	Warranty Deed, Transfer · Conventional Mortgage FIREFIGHTERS FIRST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2026 · Amount on File
Deed Sale	Aug 21, 2026 · Amount on File
Prior Sale	Nov 7, 2022 · Amount on File
Deed Document Number	20267510189
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Aug 21, 2026
Property Address	3109 E 65TH AVE, SPOKANE, WA 99223-7252
Document Number	0007510189
Instrument Date	Aug 20, 2026
Instrument	20267510189
Transaction Type	Transfer
Record Updated	Sep 1, 2026
Title Company	WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,136,553.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3109 E 65TH AVE, SPOKANE, WA 99223-7252

Mortgage

Document Number	0007510189,
Date	Aug 21, 2026
Instrument	20267510189

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Nov 7, 2022
Property Address	3109 E 65TH AVE, SPOKANE, WA 99223-7252
Document Number	0007251973
Map Reference	VOL 15 PG 26
Instrument Date	Oct 26, 2022
Instrument	7251973
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,361.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3109 E 65TH AVE, SPOKANE, WA 99223-7252

Mortgage

Document Number	0007251974
Date	Nov 7, 2022
Instrument	7251974

Lender

Name	FIREFIGHTERS FIRST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2029
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7%
Index	1-Year CMT
Margin	2
Max Rate	10%

Tax Assessment & Valuation

The 2026 property tax bill for 3109 E 65th Ave was $6,266, up 1.5% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,266.00 (+1.54%)	$597,600 Land $110,000 Building $487,600	$597,600 Land $110,000 Building $487,600
2025	$6,171.00
2024		$542,700 (+24.16%) Land $67,500 Building $475,200	$542,700 (+24.16%) Land $67,500 Building $475,200
2023	$5,466.00 (+1.56%)	$437,100 Land $54,000 Building $383,100	$437,100 Land $54,000 Building $383,100
2022	$5,382.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3109 E 65th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3109 E 65th Ave is moderate, ranking above 46% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 64% of Washington
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Wind Wireless Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on E 65th Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures