3109 E 43rd St, Chattanooga, TN 37407 Property Records

Hamilton County property record for 3109 E 43rd St, Chattanooga, TN 37407

Property Summary

Property TypeSingle Family Home
Details1 ba · 672 sqft · built 1945
Lot Size0.166 acres (7,245 sqft)
OwnerIndividual Name on Record
Last Sale$25,500 (Aug 1997)
Tax Bill$248 (2025)
Deeds & MortgagesJan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN168J F 016

Property Details

APN / Parcel Number

Primary APN168J F 016
Alternative APN
  • 0000110637

Interior

Full Baths1 Bath
Stories1 Story
Building Area672 sqft Living Area

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1960
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,245 sqft (0.166 acres)
Lot Dimensions150 ft deep x 48.3 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000110637
Street Address3109 E 43RD ST
CityCHATTANOOGA
StateTN
Zip37407-3119
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 7 BLK D MAYPO ADD NO 5 PB 15 PG 100
Legal SubdivisionFORREST PLACE
Legal BlockD
Legal Lot Number7
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group1
Census Block1005
Census Tract2400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1627 BROOK MANOR DR, HIXSON, TN 37343-3080
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 26, 1997 · Amount on Record
Deed SaleAug 26, 1997 · Amount on Record
Prior SaleAug 29, 1997 · Amount on Record
Deed Document Number0049320761
Deed Book / Page168
Last Transfer DateJan 22, 2014
Transfer Doc0000000098
Record UpdatedJun 8, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address3109 E 43RD ST, CHATTANOOGA, TN 37407-3119
Document Number0127000128
Instrument DateJan 22, 2020
Transaction TypeMortgage
Record UpdatedFeb 11, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address1627 BROOK MANOR DR HIXSON TN 373433080, HIXSON, TN 37343-3080

Mortgage

Document Number0127000128
DateJan 27, 2020
Book Page011889/000314
Instrument200127000128
Lender
NameSMARTBANK
TypeBank
AddressCHATTANOOGA, TN 37412
Agreement
AmountAmount Recorded
Term60 Months
DueJan 26, 2025

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$248.00 (+58.97%)$16,375 (+133.93%)$65,500 (+133.93%) Land $30,000 Building $35,500
2024$156.00$7,000 (-)$28,000 (-) Land $10,000 Building $18,000
2023$156.00$7,000 (-)$28,000 (-) Land $10,000 Building $18,000
2022$156.00$7,000$28,000 Land $10,000 Building $18,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on E 43rd St

Nearby Streets

Search Property Records by Address or Parcel Number