3109 E 34th St, Chattanooga, TN 37407 Property Records

Hamilton County property record for 3109 E 34th St, Chattanooga, TN 37407

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,698 sqft · built 1920
Lot Size0.441 acres (19,230 sqft)
OwnerIndividual Name on Record
Last Sale$28,800 (Dec 1982)
Tax Bill$442 (2025)
Deeds & MortgagesJul 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN168B U 017

Property Details

APN / Parcel Number

Primary APN168B U 017
Alternative APN
  • 0000108381

Interior

Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,698 sqft Living Area

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1951
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area19,230 sqft (0.441 acres)
Lot Dimensions122 ft deep x 157 ft wide
Garage TypeDetached
Garage Area760 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000108381
Street Address3109 E 34TH ST
CityCHATTANOOGA
StateTN
Zip37407-1830
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOTS 516 & 517 BLK 42 EAST LAKE MISSION RIDGE LAND CO PB2 PG25 0143 18 09
Legal SubdivisionEAST LAKE MISSION RI
Legal Block42
Legal Lot Number516-517 517
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group1
Census Block1023
Census Tract2500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3109 E 34TH ST, CHATTANOOGA, TN 37407-1830
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 9, 1982 · Amount on Record
Deed SaleDec 9, 1982 · Amount on Record
Deed Document Number0002863194
Record UpdatedJun 8, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address3109 E 34TH ST, CHATTANOOGA, TN 37407-1830
Transaction TypeMortgage
Record UpdatedSep 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3109 E COURT DR 34THST, 34, CHATTANOOGA, TN 37404-1814

Mortgage

Document Number0000000350
DateJul 13, 2021
Book Page12565/814
Instrument2021071300350
Lender
NameFIRST FRANKLIN FINANCIAL CORP
TypeSubprime Lender
AddressHIXSON, TN 37343
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$442.00 (+35.17%)$29,175 (+99.49%)$116,700 (+99.49%) Land $37,500 Building $79,200
2024$327.00$14,625 (-)$58,500 (-) Land $12,500 Building $46,000
2023$327.00$14,625 (-)$58,500 (-) Land $12,500 Building $46,000
2022$327.00$14,625$58,500 Land $12,500 Building $46,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · above 61% of Tennessee
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, T-Mobile.

Nearby Properties on E 34th St

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