3109 E 28th St, Vancouver, WA 98661 Property Records

Clark County property record for 3109 E 28th St, Vancouver, WA 98661

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 720 sqft · built 1943
Lot Size	0.134 acres (5,832 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (Mar 2026)
Tax Bill	$2,965 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Jan 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0000000002927538`

Property Details

APN / Parcel Number

Primary APN	`0000000002927538`
Alternative APN	`029275380`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	720 sqft Living Area
1st Floor Area	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Concrete
Roof Material	Concrete
Lot Area	5,832 sqft (0.134 acres)
Lot Dimensions	61 ft deep x 98 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Covered Porch
Porch Area	36 sqft
Deck Area	36 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Municipal

Location & Zoning

Street Address	3109 E 28TH ST
City	VANCOUVER
State	WA
Zip	98661-4535
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-9
Legal Description	FOURTH PLAIN VILLAGE LOT 2 BLK 5 FOR ASSESSOR USE ONLY FOURTH PLAIN VILLAGE LOT 2 BLK 5
Legal Range	1E
Legal Township	2N
Legal Section	24
Legal Subdivision	FOURTH PLAIN VILLAGE
Legal Block	5
Legal Lot Number	2
Jurisdiction	CLARK WA
Township / Civil Division	VANCOUVER
Census Block Group	1
Census Block	1021
Census Tract	41700

Owner

3109 E 28th St is owned and occupied by an individual who bought it in March 2026.

Source: Clark County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	3109 E 28TH ST, VANCOUVER, WA 98661-4535
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK
Jan 23, 2023	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jun 19, 2020	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Mar 29, 2019	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2026 · Amount on File
Deed Sale	Mar 11, 2026 · Amount on File
Prior Sale	Jan 23, 2023 · Amount on File
Deed Document Number	20266309507
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARK WA
Recording Date	Mar 11, 2026
Property Address	3109 E 28TH ST, VANCOUVER, WA 98661-4535
Document Number	0006309507
Map Reference	MB E PG 54
Instrument Date	Mar 9, 2026
Instrument	6309507
Transaction Type	Transfer
Record Updated	Mar 18, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,765.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3109 E 28TH ST, VANCOUVER, WA 98661-4535

Mortgage

Document Number	0006309508
Date	Mar 11, 2026
Instrument	6309508

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARK WA
Recording Date	Jan 23, 2023
Property Address	3109 E 28TH ST, VANCOUVER, WA 98661-4535
Document Number	0006101172
Map Reference	VOL E PG 54
Instrument Date	Jan 20, 2023
Instrument	6101172
Transaction Type	Transfer
Record Updated	Mar 18, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,365.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3109 E 28TH ST, VANCOUVER, WA 98661-4535

Mortgage

Document Number	0006101173
Date	Jan 23, 2023
Instrument	6101173

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK WA
Property Address	3109 E 28TH ST, VANCOUVER, WA 98661-4535
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE VANCOUVER

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005747889
Date	Jun 19, 2020
Instrument	5747889

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARK WA
Recording Date	Mar 29, 2019
Property Address	3109 E 28TH ST, VANCOUVER, WA 98661-4535
Document Number	0005595601
Map Reference	VOL E PG 54
Instrument Date	Mar 27, 2019
Instrument	5595601
Transaction Type	Transfer
Record Updated	Jun 18, 2021
Title Company	WFG NATL TTL CO OF CLARK CNT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,099.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3109 E 28TH ST, VANCOUVER, WA 98661-4535

Mortgage

Document Number	0005595602
Date	Mar 29, 2019
Instrument	5595602

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Mortgage

Document Number	0005595603
Date	Mar 29, 2019
Instrument	5595603

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98101

Agreement

Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3109 E 28th St was $2,965.

Source: Clark County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Clark County
Municipality	Vancouver City
Unified School District	Vancouver Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$307,839 (+1.49%) Land $164,700 Building $143,139	$307,839 (+1.49%) Land $164,700 Building $143,139
2025	$2,965.00	$303,310 (+%) Land $162,000 Building $141,310	$303,310 (+%) Land $162,000 Building $141,310
2024	$2,965.00 (+6.54%)	$303,305 (+2.07%) Land $162,000 Building $141,305	$303,305 (+2.07%) Land $162,000 Building $141,305
2023	$2,783.00	$297,146 (+3.04%) Land $160,650 Building $136,496	$297,146 (+3.04%) Land $160,650 Building $136,496
2022		$288,393 Land $156,600 Building $131,793	$288,393 Land $156,600 Building $131,793

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3109 E 28th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3109 E 28th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VANCOUVER serves 373,047 people · EPA ID WA5391200
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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