3109 E 19th St, Sterling, IL 61081 Property Records

Whiteside County property record for 3109 E 19th St, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,360 sqft · built 1997
Lot Size	0.542 acres (23,623 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Jul 2023)
Tax Bill	$4,581 (2023)
Deeds & Mortgages	Jul 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1114451035`

Property Details

APN / Parcel Number

Primary APN	`1114451035`
Alternative APNs	`115635` `73483`

Interior

Bedrooms	4 Beds
Building Area	3,360 sqft Building Perimeter
Basement Area	1,680 sqft
Unfinished Basement	1,680 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	23,623 sqft (0.542 acres)
Garage Area	768 sqft

Location & Zoning

Account Number	115635
Street Address	3109 E 19TH ST
City	STERLING
State	IL
Zip	61081-4162
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TORI PINES SUBD LOT 7 745207X
Legal Subdivision	TORI PINES SUBDIVISION
Legal Lot Number	7
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2001
Census Tract	1300

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3109 E 19TH ST, STERLING, IL 61081-4162
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2023 · Amount on Record
Deed Sale	Jul 14, 2023 · Amount on Record
Prior Sale	Aug 15, 2013 · Amount on Record
Deed Document Number	20233404
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jul 14, 2023
Property Address	3109 E 19TH ST, STERLING, IL 61081-4162
Document Number	0000003404
Instrument Date	Jul 7, 2023
Instrument	2023-03404
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 20TH AVE, STERLING, IL 61081-1638

Mortgage

Document Number	0000003405
Date	Jul 14, 2023
Instrument	2023-03405

Lender

Name	SELECT EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	66 Months
Due	Jan 3, 2029

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Municipality	Sterling City
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$105,157 (+29%) Land $8,276 Building $96,881
2024			$315,471 (+29%) Land $24,828 Building $290,643
2023	$4,581.00 (-43.23%)
2022	$8,069.00 Additional exemption filed	$81,519 Land $6,997 Building $74,522	$244,557 Land $20,991 Building $223,566

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1979)
Most Recent Claim	Dec 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Rise Broadband, Verizon.

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