3109 Dunn Rd, Freedom, IN 47431 Property Records

Owen County property record for 3109 Dunn Rd, Freedom, IN 47431

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,376 sqft · built 2013
Lot Size	8.03 acres (349,787 sqft)
Owner	2 Individual Names on File
Last Sale	$531,300 (Dec 2022)
Tax Bill	$3,033 (2025)
Deeds & Mortgages	Jul 2017 Line of Credit Oct 2020 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`60-16-11-203-165.001-017`

Property Details

APN / Parcel Number

Primary APN	`60-16-11-203-165.001-017`
Alternative APN	`00000987869`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,376 sqft Living Area
1st Floor Area	3,376 sqft
Family Room	Family Room

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	349,787 sqft (8.03 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00000987869
Street Address	3109 DUNN RD
City	FREEDOM
State	IN
Zip	47431-7091
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT W 1/2 S11 T9 R4 8.03A
Legal Range	4
Legal Township	9
Legal Section	11
Jurisdiction	OWEN IN
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2022
Census Tract	955900

Owner

3109 Dunn Rd is owned and occupied by two individuals who bought it in December 2022.

Source: Owen County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3109 DUNN RD, FREEDOM, IN 47431-7091
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2017	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK
Oct 2, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE RIDDELL NATIONAL BANK
Dec 5, 2022	Warranty Deed, Transfer · Conventional Mortgage THRIVE MORTGAGE LLC
Sep 1, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage THE RIDDELL NATIONAL BANK
Dec 8, 2017	Warranty Deed, Transfer · Second Mortgage (Down Payment) THE RIDDELL NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2022 · Amount on File
Deed Sale	Dec 5, 2022 · Amount on File
Prior Sale	Sep 1, 2020 · Amount on File
Deed Document Number	2022231504
Prior Transfer Date	Aug 14, 2020
Prior Transfer Doc	0000221555
Record Updated	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN IN
Property Address	3109 DUNN RD, FREEDOM, IN 47431-7091
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000209751
Date	Jul 26, 2017
Instrument	209751

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	BLOOMINGTON, IN 47401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 25, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN IN
Property Address	3109 DUNN RD, FREEDOM, IN 47431-7091
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000221952
Date	Oct 2, 2020
Instrument	221952

Lender

Name	THE RIDDELL NATIONAL BANK
Type	Bank
Address	BRAZIL, IN 47834

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2035

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OWEN IN
Recording Date	Dec 5, 2022
Property Address	3109 DUNN RD, FREEDOM, IN 47431-7091
Document Number	0000231504
Instrument Date	Dec 1, 2022
Instrument	231504
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	LENDERS ESCROW AND TITLE SERVICES IN, LENDERS ESCROW AND TTL SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3109 DUNN RD, FREEDOM, IN 47431-7091

Mortgage

Document Number	0000231505
Date	Dec 5, 2022
Instrument	231505

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OWEN IN
Recording Date	Sep 1, 2020
Property Address	3109 DUNN RD, FREEDOM, IN 47431-7091
Document Number	0000221555
Instrument Date	Aug 14, 2020
Instrument	221555
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3109 DUNN RD, FREEDOM, IN 47431-7091

Mortgage

Document Number	0000221556
Date	Sep 1, 2020
Instrument	221556

Lender

Name	THE RIDDELL NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OWEN IN
Recording Date	Dec 8, 2017
Property Address	3109 DUNN RD, FREEDOM, IN 47431-7091
Document Number	0000211318
Instrument Date	Dec 1, 2017
Instrument	211318
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3109 DUNN RD, FREEDOM, IN 47431-7091

Mortgage

Document Number	0000211320
Date	Dec 8, 2017
Instrument	211320

Lender

Name	THE RIDDELL NATIONAL BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2032

Mortgage

Document Number	0000211319
Date	Dec 8, 2017
Instrument	211319

Lender

Name	THE RIDDELL NATIONAL BANK
Type	Bank
Address	BRAZIL, IN 47834

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3109 Dunn Rd was $3,033 with a homeowner's exemption, down 14.8% from the year before.

Source: Owen County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Owen County
County Subdivision	Franklin Township
Unified School District	Spencer-Owen Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,033.00 (-14.78%) Homeowner's exemption	$450,900 Land $74,200 Building $376,700	$450,900 Land $74,200 Building $376,700
2024	$3,559.00 (+20.93%)
2023	$2,943.00 (-10.33%)	$370,600 Land $24,300 Building $346,300	$370,600 Land $24,300 Building $346,300
2022	$3,282.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3109 Dunn Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (2008–2025)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3109 Dunn Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
South Central Indiana REMC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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