Culpeper County property record for 3109 Clover Ln, Culpeper, VA 22701
| Property Type | Single Family Home |
|---|---|
| Details | 2,540 sqft · built 2024 |
| Lot Size | 0.124 acres (5,406 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $485,800 (Mar 2025) |
| Tax Bill | $1,123 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Mar 2025 Sale & Mortgage + 1 more |
| APN | 5-0F-6-112-4 |
| Primary APN | 5-0F-6-112-4 |
|---|---|
| Alternative APN |
|
| Total Rooms | 10 Rooms |
|---|---|
| Building Area | 2,540 sqft Living Area |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,406 sqft (0.124 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 26727 |
|---|---|
| Street Address | 3109 CLOVER LN |
| City | CULPEPER |
| State | VA |
| Zip | 22701-3988 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LAUREL PARK SUB PH 1B2 LOT 124 |
| Legal Subdivision | LAUREL PARK SUB |
| Legal Phase | 1B |
| Legal Lot Number | 124 |
| Jurisdiction | CULPEPER VA |
| Township / Civil Division | EAST FAIRFAX |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 930502 |
3109 Clover Ln is owned and occupied by two individuals who bought it in March 2025.
Source: Culpeper County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3109 CLOVER LN, CULPEPER, VA 22701-3988 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Dec 11, 2025 | Deed of Trust, Mortgage · VA Mortgage PENTAGON FCU |
| Mar 17, 2025 | Special Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC |
| Nov 6, 2024 | Special Warranty Deed, Transfer NVR SETTLEMENT SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 17, 2025 · Amount on File |
| Deed Sale | Mar 17, 2025 · Amount on File |
| Deed Document Number | 20251119 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 3109 CLOVER LN, CULPEPER, VA 22701-3988 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2026 |
| Title Company | UNKNOWN, PRESTIGE T&E LLC |
| Name | Verified Name |
|---|---|
| Address | 3109 CLOVER LN, CULPEPER, VA 22701-3988 |
| Document Number | 0250006044 |
|---|---|
| Date | Dec 11, 2025 |
| Instrument | 250006044 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CULPEPER VA |
| Recording Date | Mar 17, 2025 |
| Property Address | 3109 CLOVER LN, CULPEPER, VA 22701-3988 |
| Document Number | 0250001119 |
| Instrument Date | Mar 10, 2025 |
| Instrument | 250001119 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2025 |
| Title Company | NVR SETTLEMENT SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3109 CLOVER LN, CULPEPER, VA 22701-3988 |
| Document Number | 0250001120 |
|---|---|
| Date | Mar 17, 2025 |
| Instrument | 250001120 |
| Name | NVR MORTGAGE FINANCE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CULPEPER VA |
| Recording Date | Nov 6, 2024 |
| Property Address | 3109 CLOVER LN, CULPEPER, VA 22701-3988 |
| Document Number | 0240005095 |
| Instrument Date | Oct 30, 2024 |
| Instrument | 240005095 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2025 |
| Title Company | NVR SETTLEMENT SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3850 FETTLER PARK DR STE 201, 201, DUMFRIES, VA 22025-2039 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 3109 Clover Ln was $1,123.
Source: Culpeper County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Culpeper County |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,123.00 | $261,100 Land $97,700 Building $163,400 | $261,100 Land $97,700 Building $163,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
4 flood insurance policies are in force near 3109 Clover Ln.
Source: OpenFEMA NFIP redacted claims and policies, as of September 2026
| Nearby Flood Policies | 4 in force |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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