3109 Cherokee Ln, Waco (Woodway), TX 76712 Property Records

McLennan County property record for 3109 Cherokee Ln, Waco, TX 76712

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,683 sqft · built 2006
Lot Size	0.193 acres (8,400 sqft)
Owner	2 Company Names on Record
Last Sale	$223,000 (Aug 2019)
Tax Bill	$2,178 (2025)
Deeds & Mortgages	Jun 2022 Transfer Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`36-001205-112103-0`

Property Details

APN / Parcel Number

Primary APN	`36-001205-112103-0`
Alternative APN	`323175`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,683 sqft Living Area
Gross Area	2,090 sqft
1st Floor Area	1,683 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	140 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	407 sqft
Driveway	Concrete Driveway
Driveway Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	101 sqft
Patio Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3109 CHEROKEE LN
City	WACO
State	TX
Zip	76712-8593
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ARROWHEAD EST LOT 3 BLOCK 21 ACRES .1928
Legal Subdivision	ARROWHEAD EST
Legal Block	21
Legal Lot Number	3
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	4
Census Block	4012
Census Tract	3708

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3109 CHEROKEE LN, WACO, TX 76712-8593
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2022	Transfer on Death Deed, Transfer
Mar 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 26, 2020	Deed of Trust, Mortgage QUICKEN LNS
Aug 27, 2019	Warranty Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2019 · Amount on Record
Deed Sale	Aug 27, 2019 · Amount on Record
Prior Sale	Apr 6, 2006 · Amount on Record
Deed Document Number	201928799
Last Transfer Date	Jun 10, 2022
Transfer Doc	0000023811
Record Updated	Oct 29, 2026

June 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jun 13, 2022
Property Address	3109 CHEROKEE LN, WACO, TX 76712-8593
Document Number	0000023811
Map Reference	DOC 2003033776
Instrument Date	Jun 9, 2022
Instrument	2022023811
Transaction Type	Transfer
Record Updated	Jun 22, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3109 CHEROKEE LN, 3109, WACO, TX 76712-8593

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	3109 CHEROKEE LN, WACO, TX 76712-8593
Transaction Type	Mortgage
Record Updated	Apr 13, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008854
Date	Mar 7, 2022
Instrument	2022008854

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	3109 CHEROKEE LN, WACO, TX 76712-8593
Document Number	0000023475
Instrument Date	May 26, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3109 CHEROKEE LN WACO TX 767128593, WACO, TX 76712-8593

Mortgage

Document Number	0000023475
Date	Jul 14, 2020
Instrument	23475

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 13, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Aug 27, 2019
Property Address	3109 CHEROKEE LN, WACO, TX 76712-8593
Document Number	0000028799
Instrument Date	Aug 23, 2019
Instrument	28799
Transaction Type	Transfer
Record Updated	Sep 18, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3109 CHEROKEE LN WACO TX 767128593, WACO, TX 76712-8593

Mortgage

Document Number	28800
Date	Aug 27, 2019
Instrument	28800

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2049

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Midway Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$235,000 (-11.27%) Land $30,408 Building $204,592	$235,000 (-11.27%) Land $30,408 Building $204,592
2025	$2,178.00 (-29.79%) Homeowner's exemption Senior Citizen's exemption	$264,858 (-17.56%) Land $27,640 Building $237,218	$264,858 (-17.56%) Land $27,640 Building $237,218
2024	$3,102.00 (+11.26%)
2023		$321,290 Land $27,640 Building $293,650	$321,290 Land $27,640 Building $293,650
2022	$2,788.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile, Verizon.

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