3109 Bennett Point Rd, Queenstown, MD 21658 Property Records

Queen Anne's County property record for 3109 Bennett Point Rd, Queenstown, MD 21658 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 ba · 7,841 sqft · built 1976
Lot Size	5.14 acres (223,898 sqft)
Owner	2 Company Names on File
Last Sale	$1,750,000 (Jan 2014)
Tax Bill	$18,194 (2025)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone AO (high risk)
APN	`05-021707`

Property Details

APN / Parcel Number

Primary APN	`05-021707`
Alternative APNs	`5021707` `021707`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	7,841 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	223,898 sqft (5.14 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	736 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	1,260 sqft
Porch	Slab
Porch Area	769 sqft
Deck Area	661 sqft
Patio Area	456 sqft
Shed	1 Shed
Shed Area	264 sqft
Boat Access	Boat Access
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	021707
Street Address	3109 BENNETT POINT RD
City	QUEENSTOWN
State	MD
Zip	21658-1125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 SECTION I BENNETTS POINT
Legal Subdivision	BENNETTS POINT
Legal Lot Number	22
Jurisdiction	QUEEN ANNE'S MD
Township / Civil Division	5, QUEENSTOWN
Census Block Group	3
Census Block	3019
Census Tract	810600

Owner

Source: Queen Anne's County records · APN 05-021707

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	3109 BENNETT POINT RD, QUEENSTOWN, MD 21658-1125
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 08, 2014 · Amount on Record
Deed Sale	Jan 08, 2014 · Amount on Record
Prior Sale	Dec 01, 1999 · Amount on Record
Deed Document Number	2014430982
Deed Book / Page	2252 / 358
Last Transfer Date	Oct 10, 2024
Transfer Doc	0044790094
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUEEN ANNE'S MD
Property Address	3109 BENNETT POINT RD, QUEENSTOWN, MD 21658-1125
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037980124
Date	Aug 06, 2021
Book Page	3798/124

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	APO, AE 9610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 01, 2031

Tax Assessment & Valuation

Source: Queen Anne's County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Queen Anne's County
Unified School District	Queen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,045,533 (+5.83%)	$2,158,300 (-) Land $906,400 Building $1,251,900
2025	$18,194.00 (+7.51%) Homeowner's exemption	$1,932,767 (+7.58%)	$2,158,300 (+18.59%) Land $906,400 Building $1,251,900
2023	$16,923.00 Homeowner's exemption	$1,796,533	$1,820,000 Land $800,700 Building $1,019,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Queen Anne's County (24035C), updated October 25, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240358106003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AO sheet flow 1–3 ft
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 94 individual NFIP policies nearby
Nearby Flood Policies	94 in force 72 of 94 on primary residences
Nearby Flood Claims	24 (2000–2024)
Claims Outside the SFHA	8 of 24
Most Recent Claim	Jan 2024, tidal / storm surge
Flood Events	Hurricane Isabel (Sep 2003), 21 claims

Wildfire

Wildfire Risk	Low above 5% of the US · above 11% of Maryland
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.