Chesterfield County property record for 3109 Able Pl, Chesterfield, VA 23832
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,368 sqft · built 1980 |
| Lot Size | 0.194 acres (8,451 sqft) |
| Owner | Individual Name on File |
| Last Sale | $118,000 (Jul 2010) |
| Tax Bill | $2,159 (2026) |
| Deeds & Mortgages | Aug 2020 Mortgage Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04006040400B050 |
| Primary APN | 04006040400B050 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 3 Stories |
| Building Area | 1,368 sqft Finished Area |
| 1st Floor Area | 468 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Masonry |
| Roof Material | Composition Shingle |
| Lot Area | 8,451 sqft (0.194 acres) |
| Deck Area | 288 sqft |
| Patio Area | 288 sqft |
| Balcony Area | 36 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 346833001 |
|---|---|
| Street Address | 3109 ABLE PL |
| City | CHESTERFIELD |
| State | VA |
| Zip | 23832-8406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 - SINGL |
| Legal Description | HOLLY RIDGE L 50 BK B SEC 4 |
| Legal Subdivision | HOLLY RIDGE |
| Legal Block | B |
| Legal Lot Number | 50 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | DALE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 100206 |
3109 Able Pl is owned and occupied by an individual who bought it in July 2010.
Source: Chesterfield County records, as of June 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3109 ABLE PL, CHESTERFIELD, VA 23832-8406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VIRGINIA CU |
| Apr 14, 2018 | Deed of Trust, Mortgage · Conventional Mortgage VIRGINIA CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 12, 2010 · Amount on File |
| Deed Sale | Jul 12, 2010 · Amount on File |
| Prior Sale | Mar 8, 2005 · Amount on File |
| Deed Book / Page | 9128 / 754 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 3109 ABLE PL, CHESTERFIELD, VA 23832-8406 |
| Document Number | 12920412 |
| Instrument Date | Aug 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3109 ABLE PL CHESTERFIELD VA 238328406, CHESTERFIELD, VA 23832-8406 |
| Document Number | 12920412 |
|---|---|
| Date | Aug 25, 2020 |
| Book Page | 012920/000412 |
| Instrument | 43296 |
| Name | VIRGINIA CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 24, 2040 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 3109 ABLE PL, CHESTERFIELD, VA 23832-8406 |
| Document Number | 11957237 |
| Instrument Date | Apr 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2018 |
| Name | Verified Name |
|---|
| Document Number | 11957237 |
|---|---|
| Date | Apr 23, 2018 |
| Book Page | 011957/000237 |
| Instrument | 14208 |
| Name | VIRGINIA CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Apr 22, 2023 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 3109 Able Pl was $2,159, up 1.5% from the year before.
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,159.00 (+1.46%) | $239,800 (+1.48%) Land $61,000 Building $178,800 | $239,800 (+1.48%) Land $61,000 Building $178,800 |
| 2025 | $2,128.00 | $236,300 Land $58,000 Building $178,300 | $236,300 Land $58,000 Building $178,300 |
| 2023 | $1,895.00 | $205,500 Land $51,000 Building $154,500 | $205,500 Land $51,000 Building $154,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3109 Able Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3109 Able Pl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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