Jefferson County property record for 3109 5 Oaks Dr, Arnold, MO 63010
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,209 sqft · built 1993 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,349 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-1.0-01.0-2-001-021.64 |
| Primary APN | 08-1.0-01.0-2-001-021.64 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,209 sqft Living Area |
| Gross Area | 1,798 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Split Level |
| Construction Type | Frame |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Attached |
| Garage Area | 589 sqft |
| Porch | Stoop |
|---|---|
| Porch Area | 28 sqft |
| Deck Area | Deck Area |
| Patio Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3109 5 OAKS DR |
|---|---|
| City | ARNOLD |
| State | MO |
| Zip | 63010-3885 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R07 |
| Legal Description | FIVE OAKS LOT SPLIT LOT 64B |
| Legal Range | 5E |
| Legal Township | 42N |
| Legal Section | 01 |
| Legal Subdivision | FIVE OAKS |
| Legal Block | 1 |
| Legal Lot Number | 64B |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | WINDSOR |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 700116 |
3109 5 Oaks Dr is owned and occupied by two individuals.
Source: Jefferson County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3109 5 OAKS DR, ARNOLD, MO 63010-3885 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 3109 5 Oaks Dr was $2,349.
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Unified School District | Fox C-6 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $34,000 (-) Land $4,800 Building $29,200 | $178,900 Land $25,300 Building $153,600 | |
| 2025 | $2,349.00 | $34,000 Land $4,800 Building $29,200 | |
| 2024 | $178,900 (+8.69%) Land $25,300 Building $153,600 | ||
| 2023 | $2,220.00 | $31,300 Land $4,800 Building $26,500 | $164,600 Land $25,300 Building $139,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3109 5 Oaks Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 3109 5 Oaks Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295 |
|---|---|
| Water Source | Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon, Wisper ISP.
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