3109 40th St, Lubbock, TX 79413 Property Records

Lubbock County property record for 3109 40th St, Lubbock, TX 79413

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,076 sqft · built 1952
Lot Size	0.344 acres (14,981 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Sep 2023)
Tax Bill	$5,794 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Sep 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R73603`

Property Details

APN / Parcel Number

Primary APN	`R73603`
Alternative APN	`R3508000000400006000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	4,076 sqft Living Area
Gross Area	4,637 sqft
1st Floor Area	4,076 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	14,981 sqft (0.344 acres)
Lot Dimensions	155 ft deep x 96.5 ft wide
Garage Type	Attached
Garage Area	561 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3109 40TH ST
City	LUBBOCK
State	TX
Zip	79413-2723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAVERSHAM BLK 4 L 6 & SE PT OF 5
Legal Subdivision	HAVERSHAM
Legal Block	4
Legal Lot Number	6
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1027
Census Tract	2001

Owner

Source: Lubbock County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2527 154TH ST, LUBBOCK, TX 79423
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 1, 2023	Vendor's Lien, Transfer · Commercial Mortgage PEOPLES BANK
Oct 30, 2020	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2023 · Amount on Record
Deed Sale	Sep 1, 2023 · Amount on Record
Prior Sale	Sep 17, 2013
Deed Document Number	202334349
Prior Transfer Date	Mar 3, 2009
Prior Transfer Doc	0000007401
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	3109 40TH ST, LUBBOCK, TX 79413-2723
Transaction Type	Mortgage
Record Updated	Oct 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000063391
Date	Dec 14, 2021
Instrument	2021063391

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

September 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Sep 1, 2023
Property Address	3109 40TH ST, LUBBOCK, TX 79413-2723
Document Number	0000034349
Instrument Date	Aug 31, 2023
Instrument	2023034349
Transaction Type	Transfer
Record Updated	Oct 6, 2025
Title Company	TRUE TITLE PARTNERS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3527 154TH ST, LUBBOCK, TX 79423-6315

Mortgage

Document Number	0000034350
Date	Sep 1, 2023
Instrument	2023034350

Lender

Name	PEOPLES BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	186 Months
Due	Feb 28, 2039

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	3109 40TH ST, LUBBOCK, TX 79413-2723
Document Number	0000049786
Instrument Date	Oct 30, 2020
Transaction Type	Mortgage
Record Updated	Nov 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3109 40TH ST LUBBOCK TX 794132723, LUBBOCK, TX 79413-2723

Mortgage

Document Number	0000049786
Date	Nov 5, 2020
Instrument	49786

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 4, 2050

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,794.00 (-10.37%)	$327,491 (+15.22%) Land $48,000 Building $279,491	$327,491 (+15.22%) Land $48,000 Building $279,491
2024	$6,464.00 (+67.16%)
2023	$3,867.00 (-19.57%) Homeowner's exemption	$284,224 (+3.4%) Land $24,125 Building $260,099	$284,224 (+3.4%) Land $24,125 Building $260,099
2022	$4,808.00 Homeowner's exemption	$274,867 Land $24,125 Building $250,742	$274,867 Land $24,125 Building $250,742

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Most Recent Claim	Sep 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 593 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	300 / 60

May also be available: T-Mobile, Telespan, Verizon.

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