3109 23rd St SW, Lehigh Acres, FL 33976 Property Records

Lee County property record for 3109 23rd St SW, Lehigh Acres, FL 33976

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 816 sqft · built 1986
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Tax Bill	$409 (2025)
Deeds & Mortgages	Mar 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-45-26-11-00103.0090`

Property Details

APN / Parcel Number

Primary APN	`02-45-26-11-00103.0090`
Alternative APNs	`02-45-26-L3-11103.0090` `260245L3111030090` `10339898`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	816 sqft Living Area
Gross Area	888 sqft
1st Floor Area	816 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1988
Architectural Style	Cottage
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Carport
Garage Area	220 sqft
Carport	Carport
Carport Area	220 sqft

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Shed	1 Shed
Shed Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10339898
Street Address	3109 23RD ST SW
City	LEHIGH ACRES
State	FL
Zip	33976-3413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	LEHIGH ACRES UNIT 11 BLK 103 PB 15 PG 94 LOT 9
Legal Range	26E
Legal Township	45S
Legal Section	02
Legal Subdivision	LEHIGH ACRES
Legal Tract	11
Legal Block	103
Legal Lot Number	9
Legal Unit	11
Jurisdiction	LEE FL
Township / Civil Division	LEHIGH ACRES
Census Block Group	2
Census Block	2000
Census Tract	40302

Owner

3109 23rd St SW is owned and occupied by an individual who acquired it in October 1995.

Source: Lee County records, as of October 15, 2026

Owner of Record	Individual Name on File
Mailing Address	3109 23RD ST SW, LEHIGH ACRES, FL 33976-3413
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 12, 1995
Transfer Doc	2643003168
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	3109 23RD ST SW, LEHIGH ACRES, FL 33976-3413
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3109 23RD ST SW, LEHIGH ACRES, FL 33976-3413

Mortgage

Document Number	0000072765
Date	Mar 23, 2026
Instrument	2026000072765

Lender

Name	MY EASY MORTGAGE LLC
Type	Mortgage Company
Address	WESLEY CHAPEL, FL 33544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 3109 23rd St SW was $409 with exemptions applied.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,472 (+11.39%)	$131,723 (+11.58%) Land $24,223 Building $107,500
2025	$409.00 Homeowner's exemption	$48,006	$118,055 Land $21,803 Building $96,252
2023	$344.00 (-53.7%) Homeowner's exemption	$45,294 (+3%)	$122,978 (+57.35%) Land $15,192 Building $107,786
2022	$743.00 Homeowner's exemption	$43,975	$78,156 Land $10,128 Building $68,028

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3109 23rd St SW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3109 23rd St SW is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20