31085 Fish Trap Lake Dr, Cushing, MN 56443 Property Records

Morrison County property record for 31085 Fish Trap Lake Dr, Cushing, MN 56443

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 396 sqft · built 1952
Lot Size	0.203 acres (8,877 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Apr 2024)
Tax Bill	$1,964 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Apr 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`29.1094.000`

Property Details

APN / Parcel Number

Primary APN	`29.1094.000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	396 sqft Living Area
1st Floor Area	396 sqft
Flooring	Carpet
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Logs
Construction Type	Log
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,877 sqft (0.203 acres)
Deck Area	280 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Heating Fuel	Gas

Location & Zoning

Street Address	31085 FISH TRAP LAKE DR
City	CUSHING
State	MN
Zip	56443-2014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LOT 075 OF PAN'S SHORE LOTS
Legal Subdivision	PANS SHORE LOTS
Legal Lot Number	75
Jurisdiction	MORRISON MN
Township / Civil Division	SCANDIA VALLEY
Census Block Group	1
Census Block	1006
Census Tract	780100

Owner

31085 Fish Trap Lake Dr is owned by two individuals who bought it in April 2024.

Source: Morrison County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14151 210TH AVE, LITTLE FALLS, MN 56345-6275
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION FEDERAL CREDIT UNION
Apr 3, 2024	Warranty Deed, Transfer TRADEMARK TITLE SERVICES INC, TADEMARK TITLE SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2024 · Amount on File
Deed Sale	Apr 3, 2024 · Amount on File
Deed Document Number	2024598168
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRISON MN
Recording Date	Aug 13, 2026
Property Address	31085 FISH TRAP LAKE DR, CUSHING, MN 56443-2014
Document Number	0000613581
Instrument Date	Aug 5, 2026
Instrument	2026613581
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14151 210TH AVE, LITTLE FALLS, MN 56345-6275

Mortgage

Document Number	0000613581,
Date	Aug 13, 2026
Instrument	2026613581

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.99%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORRISON MN
Recording Date	Apr 3, 2024
Property Address	31085 FISH TRAP LAKE DR, CUSHING, MN 56443-2014
Document Number	0000598168
Instrument Date	Mar 29, 2024
Instrument	598168
Transaction Type	Transfer
Record Updated	May 1, 2024
Title Company	TRADEMARK TITLE SERVICES INC, TADEMARK TITLE SERVICES INC

Transaction

Amount	Amount on Record
Tax	$495.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14151 210TH AVE, LITTLE FALLS, MN 56345-6275

Tax Assessment & Valuation

The 2026 property tax bill for 31085 Fish Trap Lake Dr was $1,964.

Source: Morrison County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Morrison County
County Subdivision	Scandia Valley Township
Unified School District	Staples-Motley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,964.00	$197,800 (-4.35%) Land $134,300 Building $63,500	$197,800 (-4.35%) Land $134,300 Building $63,500
2025		$206,800 Land $134,300 Building $72,500	$206,800 Land $134,300 Building $72,500
2023	$1,582.00	$188,200 Land $107,500 Building $80,700	$188,200 Land $107,500 Building $80,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31085 Fish Trap Lake Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 30, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 31085 Fish Trap Lake Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 57% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CTC Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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