3108 Wagon Rd, Stuart, IA 50250 Property Records

Guthrie County property record for 3108 Wagon Rd, Stuart, IA 50250

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,092 sqft · built 1975
Lot Size	2.7 acres (117,612 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,686 (2025)
Deeds & Mortgages	Jan 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0000631900`

Property Details

APN / Parcel Number

Primary APN	`0000631900`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
Basement Area	1,092 sqft
Finished Basement	675 sqft
Unfinished Basement	1,092 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	117,612 sqft (2.7 acres)
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Deck Area	408 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3108 WAGON RD
City	STUART
State	IA
Zip	50250-8532
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	17 78 30 PARCEL A NW NE
Legal Range	30W
Legal Township	78N
Legal Section	17
Jurisdiction	GUTHRIE IA
Township / Civil Division	PENN
Census Block Group	1
Census Block	1121
Census Tract	950300

Owner

Source: Guthrie County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3108 WAGON RD, STUART, IA 50250-8532
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUTHRIE IA
Property Address	3108 WAGON RD, STUART, IA 50250-8532
Transaction Type	Mortgage
Record Updated	Feb 10, 2026
Title Company	SAI SETTLEMENT SERVICES LLC, SUMMIT SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3108 WAGON RD, STUART, IA 50250-8532

Mortgage

Document Number	0020260246
Date	Jan 29, 2026
Instrument	2026-0246

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

Source: Guthrie County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Guthrie County
Unified School District	West Central Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$262,800 (-) Land $93,700 Building $169,100	$262,800 (-) Land $93,700 Building $169,100
2025	$2,686.00 (+63.18%) Homeowner's exemption	$262,800 (+75.79%) Land $93,700 Building $169,100	$262,800 (+75.79%) Land $93,700 Building $169,100
2024	$1,646.00 (+19.8%)
2023		$149,500 (+33.96%) Land $54,500 Building $95,000	$149,500 (+33.96%) Land $54,500 Building $95,000
2022	$1,374.00 Homeowner's exemption	$111,600 Land $40,800 Building $70,800
2021			$111,600 Land $40,800 Building $70,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2008–2019)
Most Recent Claim	May 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 64% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	XENIA RWD (DES MOINES) private · serves 12,860 people · EPA ID IA2573701
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Coon Valley Co-op Telephone Association Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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