King County property record for 3108 W Ruffner St, Seattle, WA 98199
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,530 sqft · built 1951 |
| Lot Size | 0.074 acres (3,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $280,000 (Aug 2000) |
| Tax Bill | $8,962 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 058200-0227 |
| Primary APN | 058200-0227 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,530 sqft Living Area |
| Gross Area | 1,860 sqft |
| 1st Floor Area | 930 sqft |
| Basement Area | 730 sqft |
| Finished Basement | 600 sqft |
| Unfinished Basement | 130 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Exterior Material | Brick |
| Lot Area | 3,200 sqft (0.074 acres) |
| Garage Type | Attached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 058200022703 |
|---|---|
| Street Address | 3108 W RUFFNER ST |
| City | SEATTLE |
| State | WA |
| Zip | 98199-1722 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NR3 |
| Legal Description | BAY VIEW ADD TO SEATTLE W 40 FT OF S 30 FT OF LOT 4 & W 40 FT OF LOT 5 |
| Legal Range | 03 |
| Legal Township | 25 |
| Legal Section | 14 |
| Legal Subdivision | BAY VIEW ADD TO SEATTLE |
| Legal Block | 5 |
| Legal Lot Number | 4-5 |
| Jurisdiction | KING WA |
| Township / Civil Division | SEATTLE |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 5700 |
3108 W Ruffner St is owned and occupied by an individual who bought it in August 2000.
Source: King County records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3108 W RUFFNER ST, SEATTLE, WA 98199-1722 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 8, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 15, 2000 · Amount on File |
| Deed Sale | Aug 15, 2000 · Amount on File |
| Prior Sale | Apr 27, 1993 · Amount on File |
| Deed Document Number | 20001421 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KING WA |
| Recording Date | Apr 8, 2026 |
| Property Address | 3108 W RUFFNER ST, SEATTLE, WA 98199-1722 |
| Document Number | 0000000203 |
| Instrument Date | Apr 3, 2026 |
| Instrument | 2026203 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3108 W RUFFNER ST, SEATTLE, WA 98199-1722 |
| Document Number | 0000000203, |
|---|---|
| Date | Apr 8, 2026 |
| Instrument | 2026203 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KING WA |
| Property Address | 3108 W RUFFNER ST, SEATTLE, WA 98199-1722 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000000417 |
|---|---|
| Date | Jun 12, 2020 |
| Instrument | 20200612000417 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Jul 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.37% |
| Index | 1-Year LIBOR |
| Max Rate | 8.37% |
The 2026 property tax bill for 3108 W Ruffner St was $8,962, up 10.1% from the year before.
Source: King County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | King County |
| Municipality | Seattle City |
| Unified School District | Seattle Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,962.00 (+10.06%) | ||
| 2025 | $8,143.00 | $855,000 (+2.4%) Land $523,000 Building $332,000 | $855,000 (+2.4%) Land $523,000 Building $332,000 |
| 2024 | $8,143.00 | $835,000 Land $513,000 Building $322,000 | $835,000 Land $513,000 Building $322,000 |
| 2022 | $7,477.00 | $858,000 Land $533,000 Building $325,000 | $858,000 Land $533,000 Building $325,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3108 W Ruffner St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 3108 W Ruffner St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SEATTLE PUBLIC UTILITIES serves 1,161,961 people · EPA ID WA5377050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 751 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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