3108 Thrush Dr, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3108 Thrush Dr, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,224 sqft · built 1971
Lot Size0.23 acres (10,000 sqft)
Owner2 Individual Names on Record
Last Sale$120,500 (Jan 2002)
Deeds & MortgagesOct 2025 Sale
Nov 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN061820A000

Property Details

APN / Parcel Number

Primary APN061820A000
Alternative APN
  • 6-0005-4507-00-0337.0000000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,824 sqft Living Area
Gross Area2,928 sqft
1st Floor Area1,224 sqft
Basement Area1,200 sqft
Finished Basement600 sqft
Unfinished Basement600 sqft

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,000 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area221 sqft
Patio Area252 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number061820A000
Street Address3108 THRUSH DR
CitySAINT CHARLES
StateMO
Zip63301-1233
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionHUNTMOOR EST #3 LOT 337
Legal SubdivisionHUNTMOOR EST #3
Legal Lot Number337
JurisdictionST CHARLES MO
Township / Civil DivisionLINDENWOOD
Census Block Group2
Census Block2013
Census Tract310602

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3108 THRUSH DR, SAINT CHARLES, MO 63301-1233
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 3, 2025Beneficiary Deed, Transfer
Nov 7, 2017Deed of Trust, Mortgage · Line of Credit
PNC BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 24, 2002 · Amount on Record
Deed SaleJan 24, 2002 · Amount on Record
Deed Document Number20026935
Deed Book / Page2785 / 1096
Last Transfer DateSep 18, 2025
Transfer Doc0000044080
Record UpdatedOct 29, 2026

October 2025: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionST CHARLES MO
Recording DateOct 3, 2025
Property Address3108 THRUSH DR, SAINT CHARLES, MO 63301-1233
Document Number0000044080
Map ReferenceMB 12 PG 31&32
Instrument DateSep 18, 2025
Instrument2025R-044080
Transaction TypeTransfer
Record UpdatedOct 20, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3108 THRUSH DR, SAINT CHARLES, MO 63301-1233

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address3108 THRUSH DR, SAINT CHARLES, MO 63301-1233
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0068350513
DateNov 7, 2017
Book Page6835/0513
Instrument20171107000696570
Lender
NamePNC BANK NA
TypeBank
AddressSAINT CHARLES, MO 63301
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueOct 31, 2057
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$47,300 (-)$248,946 (-) Land $60,000 Building $188,946
2025$47,300 (+9.37%)$248,946 (+9.37%) Land $60,000 Building $188,946
2023$43,246
2022$227,612 Land $60,000 Building $167,612

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims71 (1979–2022)
Claims Outside the SFHA11 of 71
Most Recent ClaimJul 2022 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2022 · 13 claims
  • Flooding, Jun 2011 · 15 claims
  • Severe Storms, Flooding, And A Tornado, Sep 2008 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: i3 Broadband.

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