3108 Thomas Rd, Clearwater, FL 33759 Property Records

Pinellas County property record for 3108 Thomas Rd, Clearwater, FL 33759

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,219 sqft · built 1977
Lot Size0.166 acres (7,209 sqft)
Owner2 Individual Names on Record
Last Sale$196,900 (Oct 2014)
Tax Bill$5,910 (2025)
Deeds & MortgagesMay 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNC62-000-763-1186-9

Property Details

APN / Parcel Number

Primary APNC62-000-763-1186-9
Alternative APNs
  • 09-29-16-20808-000-0020
  • 291609208080000020
  • 162909208080000020
  • R100282

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,219 sqft Living Area
Gross Area1,964 sqft
1st Floor Area1,219 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1991
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area7,209 sqft (0.166 acres)
Lot Dimensions103 ft deep x 70 ft wide
Garage TypeAttached
Garage Area437 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area308 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR100282
Street Address3108 THOMAS RD
CityCLEARWATER
StateFL
Zip33759-3539
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionDEL ORO GARDENS LOT 2
Legal Range16E
Legal Township29S
Legal Section9
Legal SubdivisionDEL ORO GARDENS
Legal Tract20808
Legal Lot Number2
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group2
Census Block2028
Census Tract26809

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2931 SHANNON CIR, PALM HARBOR, FL 34684-1878
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 29, 2014 · Amount on Record
Deed SaleOct 29, 2014 · Amount on Record
Deed Document Number2014300420
Deed Book / Page18571 / 1787
Record UpdatedOct 29, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address3108 THOMAS RD, CLEARWATER, FL 33759-3539
Transaction TypeMortgage
Record UpdatedFeb 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0205390282
DateMay 15, 2019
Book Page20539/0282
Instrument2019152622
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term307 Months
DueDec 27, 2044

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityClearwater City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,910.00 (+2.57%) Veteran's exemption$310,435 (-5.47%) Land $113,867 Building $196,568$310,435 (-5.47%) Land $113,867 Building $196,568
2023$5,762.00 (+3.1%) Additional exemption filed$328,382 (-7.12%)$328,382 (-7.12%) Land $172,901 Building $155,481
2022$5,589.00 Disabled Person's exemption Veteran's exemption$353,570$353,570 Land $227,827 Building $125,743

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 77 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies209 units insured
incl. 132 condo units
Nearby Flood Claims13 (1985–2024)
Claims Outside the SFHA6 of 13
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Helene, Sep 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLEARWATER WATER SYSTEM
serves 115,000 people · EPA ID FL6520336
Water SourceGroundwater
Last State InspectionMay 2023
Lead3 ppb (2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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