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3108 Sugar Pine Cir, Sebring, FL 33872 Property Records

Highlands County property record for 3108 Sugar Pine Cir, Sebring, FL 33872

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,605 sqft · built 1994
Lot Size0.172 acres (7,500 sqft)
Owner2 Individual Names on File
Last Sale$238,000 (Apr 2026)
Tax Bill$1,251 (2024)
Deeds & MortgagesApr 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC-34-34-28-041-0000-072A

Property Details

APN / Parcel Number

Primary APNC-34-34-28-041-0000-072A

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,605 sqft Living Area
Gross Area1,996 sqft
1st Floor Area1,449 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area7,500 sqft (0.172 acres)
Lot Dimensions125 ft deep x 60 ft wide
Garage TypeAttached
Garage Area391 sqft
DrivewayConcrete Driveway
Driveway Area468 sqft
Parking Spaces1 Parking Space
PorchFlorida Room
Porch Area190 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address3108 SUGAR PINE CIR
CitySEBRING
StateFL
Zip33872-4439
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3FUD
Legal DescriptionCORMORANT POINT II REPLAT OF CERTAIN LOTS PB 15 PG 4 LOT 72A
Legal Range28E
Legal Township34S
Legal Section34
Legal SubdivisionCORMORANT POINT SUB 2 RPLT 1
Legal Lot Number72A
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group4
Census Block4023
Census Tract960602

Owner

Source: Highlands County records · APN C-34-34-28-041-0000-072A

Assessment roll updated December 10, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3108 SUGAR PINE CIR, SEBRING, FL 33872-4439
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 08, 2026 · Amount on Record
Deed SaleApr 08, 2026 · Amount on Record
Prior SaleMar 06, 2012 · Amount on Record
Deed Document Number20262307305
Deed Book / Page3184 / 1135
Prior Transfer DateApr 14, 2016
Prior Transfer Doc0001811352
Record UpdatedJun 08, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateApr 08, 2026
Property Address3108 SUGAR PINE CIR, SEBRING, FL 33872-4439
Document Number0002307305
Book / Page3184 / 1135
Instrument DateApr 03, 2026
Instrument20262307305
Transaction TypeTransfer
Record UpdatedApr 16, 2026
Title CompanyNEWFOUND SETTLEMENT SERVICES L

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$168,266.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3108 SUGAR PINE CIR, SEBRING, FL 33872-4439

Mortgage

Document Number0002307306,
DateApr 08, 2026
Instrument20262307306
Lender
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2056
Interest
Rate TypeAdjustable Rate
Rate5.98%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated December 10, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$115,728 (+11.33%)$196,724 (+2.76%) Land $13,500 Building $183,224
2024$1,251.00 (+10.41%)
2023$1,133.00 (+3.19%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$103,952 (+3%)$191,434 (+24.5%) Land $13,500 Building $177,934
2022$1,098.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$100,924$153,767 Land $13,500 Building $140,267

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 17, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 44 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies44 in force
Nearby Flood Claims8 (2017–2022)
Claims Outside the SFHA8 of 8
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 3 claims

Wildfire

Wildfire RiskModerate
above 56% of the US · lower than 72% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Verizon.

Based on FCC filings for 204 locations within half a mile of this property.

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