Harford County property record for 3108 Sounding Dr, Edgewood, MD 21040
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,604 sqft · built 1989 |
| Lot Size | 0.124 acres (5,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $400,000 (Nov 2023) |
| Tax Bill | $2,936 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Nov 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-077074 |
| Primary APN | 01-077074 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,604 sqft Total Area |
| Basement Area | 510 sqft |
| Finished Basement | 510 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 5,405 sqft (0.124 acres) |
| Lot Dimensions | 115 ft deep x 49 ft wide |
| Porch | Slab |
| Porch Area | 152 sqft |
| Deck Area | 604 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 077074 |
|---|---|
| Street Address | 3108 SOUNDING DR |
| City | EDGEWOOD |
| State | MD |
| Zip | 21040-2913 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LOT 54 45/49X115 AV 3108 SOUNDING DRIVE HARBOUR OAKS P 6 P 43/8 |
| Legal Subdivision | HARBOUR OAKS |
| Legal Lot Number | 54 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 301602 |
Source: Harford County assessment roll, as of August 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3108 SOUNDING DR, EDGEWOOD, MD 21040-2913 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 17, 2026 | Deed of Trust, Mortgage · VA Mortgage NEST HOME LENDING LLC |
| Nov 6, 2023 | Deed, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Apr 3, 2023 | Deed, Transfer NOT AVAILABLE, LAND ABSTRACT & ESCROW LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 6, 2023 · Amount on Record |
| Deed Sale | Nov 6, 2023 · Amount on Record |
| Prior Sale | Apr 3, 2023 · Amount on Record |
| Deed Book / Page | 16085 / 210 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Apr 17, 2026 |
| Property Address | 3108 SOUNDING DR, EDGEWOOD, MD 21040-2913 |
| Document Number | 1708000207 |
| Book / Page | 17087 / 207 |
| Instrument Date | Apr 6, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 3108 SOUNDING DR, EDGEWOOD, MD 21040-2913 |
| Document Number | 1708000207, |
|---|---|
| Date | Apr 17, 2026 |
| Book Page | 17087/207 |
| Name | NEST HOME LENDING LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Nov 6, 2023 |
| Property Address | 3108 SOUNDING DR, EDGEWOOD, MD 21040-2913 |
| Document Number | 0160850210 |
| Book / Page | 16085 / 210 |
| Map Reference | LB HDC43 FO 08 |
| Instrument Date | Nov 3, 2023 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2023 |
| Title Company | NOT AVAILABLE, LAND ABSTRACT & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 3108 SOUNDING DR, EDGEWOOD, MD 21040-2913 |
| Document Number | 0160850215 |
|---|---|
| Date | Nov 6, 2023 |
| Instrument | 16085-0215 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Apr 3, 2023 |
| Property Address | 3108 SOUNDING DR, EDGEWOOD, MD 21040-2913 |
| Document Number | 0158660366 |
| Book / Page | 15866 / 366 |
| Map Reference | LB HDC43 FO 08 |
| Instrument Date | Mar 31, 2023 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2023 |
| Title Company | NOT AVAILABLE, LAND ABSTRACT & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,065.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3108 SOUNDING DR, EDGEWOOD, MD 21040-2913 |
| Name | Verified Name |
|---|
Source: Harford County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $350,600 (+13.1%) Land $60,100 Building $290,500 | $350,600 (-) Land $60,100 Building $290,500 | |
| 2025 | $2,936.00 (+21.52%) | $310,000 (+35.49%) | $350,600 (+53.23%) Land $60,100 Building $290,500 |
| 2023 | $228,800 Land $60,100 Building $168,700 | $228,800 Land $60,100 Building $168,700 | |
| 2022 | $2,416.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 7 (1996–2013) |
| Most Recent Claim | May 2013 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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