Manatee County property record for 3108 Smith Ave, Bradenton, FL 34207
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,390 sqft · built 1960 |
| Lot Size | 0.199 acres (8,680 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $285,000 (May 2026) |
| Tax Bill | $3,672 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Mar 2024 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 63065-0000-7 |
| Primary APN | 63065-0000-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,390 sqft Living Area |
| Gross Area | 1,757 sqft |
| 1st Floor Area | 1,390 sqft |
| Basement Area | 150 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Ranch |
| Exterior Material | Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asbestos |
| Lot Area | 8,680 sqft (0.199 acres) |
| Lot Dimensions | 124 ft deep x 70 ft wide |
| View / Lot | Standard |
| Garage Type | Carport |
| Garage Area | 231 sqft |
| Carport | Carport |
| Carport Area | 231 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 3108 SMITH AVE |
|---|---|
| City | BRADENTON |
| State | FL |
| Zip | 34207-5560 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-6 |
| Legal Description | LOT 14 BLK A BAYSHORE GARDENS SEC NO 13 PI#63065.0000/7 |
| Legal Range | 17E |
| Legal Township | 35S |
| Legal Section | 22 |
| Legal Subdivision | BAYSHORE GARDENS SECTION 13 |
| Legal Tract | 06304900 |
| Legal Block | A |
| Legal Lot Number | 14 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | BRADENTON |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 1001 |
Source: Manatee County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3108 SMITH AVE, BRADENTON, FL 34207-5560 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| May 8, 2026 | Warranty Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION |
| Mar 26, 2024 | Special Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 8, 2026 · Amount on Record |
| Deed Sale | May 8, 2026 · Amount on Record |
| Prior Sale | Mar 26, 2024 · Amount on Record |
| Deed Document Number | 202653160 |
| Prior Transfer Date | Aug 27, 2001 |
| Prior Transfer Doc | 1698007591 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | May 8, 2026 |
| Property Address | 3108 SMITH AVE, BRADENTON, FL 34207-5560 |
| Document Number | 0000053160 |
| Instrument Date | May 8, 2026 |
| Instrument | 202653160 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2026 |
| Title Company | NAVY FEDERAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $201,495.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3108 SMITH AVE, BRADENTON, FL 34207-5560 |
| Document Number | 0000053161, |
|---|---|
| Date | May 8, 2026 |
| Instrument | 202653161 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Mar 26, 2024 |
| Property Address | 3108 SMITH AVE, BRADENTON, FL 34207-5560 |
| Document Number | 0041029926 |
| Map Reference | MB 12 PGS 8 AND 9 |
| Instrument Date | Mar 18, 2024 |
| Instrument | 202441029926 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,044.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 803467, DALLAS, TX 75380-3467 |
| Name | Verified Name |
|---|---|
| Address | 2850 75TH ST W, BRADENTON, FL 34209-5395 |
| Document Number | 0041029927 |
|---|---|
| Date | Mar 26, 2024 |
| Instrument | 202441029927 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Number | 0041029927 |
|---|---|
| Date | Mar 26, 2024 |
| Instrument | 202441029927 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | 585 SOUTH BLVD E, PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $202,157 (-) Land $59,500 Building $142,657 | $202,157 (-) Land $59,500 Building $142,657 | |
| 2025 | $3,672.00 (-3.42%) | $202,157 (-12.39%) Land $59,500 Building $142,657 | $202,157 (-12.39%) Land $59,500 Building $142,657 |
| 2024 | $3,802.00 (+4.48%) | ||
| 2023 | $3,639.00 (+7.41%) | $230,747 (+8.32%) Land $51,000 Building $179,747 | $230,747 (+8.32%) Land $51,000 Building $179,747 |
| 2022 | $3,388.00 | $213,029 Land $50,000 Building $163,029 | $213,029 Land $50,000 Building $163,029 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 95 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 95 in force |
| Nearby Flood Claims | 6 (2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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