Buchanan County property record for 3108 Seneca St, Saint Joseph, MO 64507
| Property Type | Single Family Home |
|---|---|
| Details | 1,109 sqft · built 1911 |
| Lot Size | 0.146 acres (6,350 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,161 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Sep 2019 Mortgage + 1 more |
| APN | 06-5.0-15-002-002-138.000 |
| Primary APN | 06-5.0-15-002-002-138.000 |
|---|
| Building Area | 1,109 sqft Base Area |
|---|---|
| 1st Floor Area | 1,109 sqft |
| Year Built | Built 1911 |
|---|---|
| Effective Year Built | Effective 1911 |
| Lot Area | 6,350 sqft (0.146 acres) |
| Lot Dimensions | 127 ft deep x 50 ft wide |
| Street Address | 3108 SENECA ST |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64507-1759 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:OAK HILL LOT:8 BLK:13LGL DESC: |
| Legal Subdivision | OAK HILL |
| Legal Block | 13 |
| Legal Lot Number | 8 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 1500 |
3108 Seneca St is owned and occupied by two individuals who acquired it in August 2022.
Source: Buchanan County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3108 SENECA ST, SAINT JOSEPH, MO 64507-1759 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Sep 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage EXCHANGE BANK & TRUST CO |
| Aug 10, 2022 | Warranty Deed, Transfer ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 2022 |
| Deed Sale | Aug 10, 2022 |
| Prior Sale | Aug 23, 2012 · Amount on File |
| Deed Document Number | 20227677 |
| Deed Book / Page | 3779 / 59 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 3108 SENECA ST, SAINT JOSEPH, MO 64507-1759 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2023 |
| Title Company | KANSAS CITY TITLE |
| Name | Verified Name |
|---|
| Document Number | 003779/119 |
|---|---|
| Date | Aug 11, 2022 |
| Book Page | 3779/119 |
| Instrument | 2022007737 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 3108 SENECA ST, SAINT JOSEPH, MO 64507-1759 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 003741/172 |
|---|---|
| Date | Sep 11, 2019 |
| Book Page | 3741/172 |
| Instrument | 2019007613 |
| Name | EXCHANGE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Aug 10, 2022 |
| Property Address | 3108 SENECA ST, SAINT JOSEPH, MO 64507-1759 |
| Document Number | 0003779/59 |
| Book / Page | 3779 / 59 |
| Instrument Date | Aug 9, 2022 |
| Instrument | 2022007677 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Title Company | ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5108 SENCES ST, JOSEPH, NC 84567 |
The 2025 property tax bill for 3108 Seneca St was $1,161, up 0.1% from the year before.
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,161.00 (+0.09%) | $16,280 Land $1,430 Building $14,850 | $85,670 Land $7,500 Building $78,170 |
| 2024 | $1,160.00 (+16.58%) | ||
| 2023 | $995.00 (-0.7%) | $15,250 (-) Land $1,430 Building $13,820 | $80,220 Land $7,500 Building $72,720 |
| 2022 | $1,002.00 | $15,250 Land $1,430 Building $13,820 | |
| 2021 | $80,220 Land $7,500 Building $72,720 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 3108 Seneca St; there have been 6 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 6 (1982–1993) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Jul 1993 · Severe Storms & Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3108 Seneca St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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