3108 SE 37th Ave, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 3108 SE 37th Ave, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,100 sqft · built 1971
Lot Size	0.189 acres (8,233 sqft)
Owner	2 Individual Names on Record
Last Sale	$122,000 (Apr 2023)
Tax Bill	$2,287 (2025)
Deeds & Mortgages	Apr 2023 Sale Feb 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`1-25-37-35-0030-00020-0680`

Property Details

APN / Parcel Number

Primary APN	`1-25-37-35-0030-00020-0680`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Building Area	1,100 sqft Heated Area
Gross Area	1,942 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,233 sqft (0.189 acres)
Lot Dimensions	110 ft deep x 75 ft wide
Garage Type	Carport
Carport	Carport
Porch	Enclosed Porch
Patio Area	128 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3108 SE 37TH AVE
City	OKEECHOBEE
State	FL
Zip	34974-6952
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TREASURE ISLAND UNIT NO 2 (PLAT BOOK 3 PAGE 39) LOT 68
Legal Range	35E
Legal Township	37S
Legal Section	25
Legal Subdivision	TREASURE ISLAND UN 02
Legal Lot Number	68
Legal Unit	2
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	1
Census Block	1004
Census Tract	910403

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Okeechobee Battlefield listed 1966 · 1 contributing resources · National Historic Landmark (designated 1961) · NRIS 66000269

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	3708 SE 27TH ST, OKEECHOBEE, FL 34974-6648
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2023	Correction Deed ACCOMODATION, ACCOMMODATION
Feb 6, 2023	Warranty Deed, Transfer · Seller Carry-Back LARRY MOSES
Jan 11, 2023	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Oct 28, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage LARRY MOSES
Jan 3, 2020	Warranty Deed, Transfer OKEE-TANTIE TITLE COMPANY INC, OKEE-TANTIE TITLE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2023 · Amount on Record
Deed Sale	Apr 15, 2023 · Amount on Record
Prior Sale	Jan 11, 2023
Deed Document Number	2023001476
Prior Transfer Date	Feb 6, 2023
Prior Transfer Doc	2023001476
Record Updated	Jun 8, 2026

April 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Apr 27, 2023
Property Address	3108 SE 37TH AVE, OKEECHOBEE, FL 34974-6952
Document Number	0000005076
Map Reference	MB 3 PG 39
Instrument Date	Apr 15, 2023
Instrument	2023005076
Record Updated	May 10, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$854.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3108 SE 37TH AVE, OKEECHOBEE, FL 34974-6952

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1185 COUNTY ROAD 485, FORT PAYNE, AL 35968-5531

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Feb 6, 2023
Property Address	3108 SE 37TH AVE, OKEECHOBEE, FL 34974-6952
Document Number	0000001476
Map Reference	MB 3 PG 39
Instrument Date	Jan 31, 2023
Instrument	2023001476
Transaction Type	Transfer
Record Updated	Mar 13, 2023
Title Company	OKEE-TANTIE TITLE COMPANY INC, OKEE TANTIE TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$973.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1185 COUNTY ROAD 485, FORT PAYNE, AL 35968-5531

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3708 SE 27TH ST, OKEECHOBEE, FL 34974-6648

Mortgage

Document Number	0000001477
Date	Feb 6, 2023
Instrument	2023001477

Lender

Name	LARRY MOSES
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Jan 11, 2023
Property Address	3108 SE 37TH AVE, OKEECHOBEE, FL 34974-6952
Document Number	0000000328
Map Reference	MB 3 PG 39
Instrument Date	Dec 12, 2022
Instrument	2023000328
Transaction Type	Transfer
Record Updated	Feb 8, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3108 SE 37TH AVE, OKEECHOBEE, FL 34974-6952

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1185 COUNTY ROAD 485, FORT PAYNE, AL 35968-5531

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Oct 28, 2021
Property Address	3108 SE 37TH AVE, OKEECHOBEE, FL 34974-6952
Document Number	2021013745
Map Reference	MB 3 PG 39
Instrument Date	Oct 25, 2021
Instrument	2021013745
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	OKEE-TANTIE TITLE COMPANY INC, OKEE TANTIE TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1185 COUNTY ROAD 485, 1185, FORT PAYNE, AL 35968-5531

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	236 GROVE ST, RICHWOOD, OH 43344-1135

Mortgage

Document Number	2021013746
Date	Oct 28, 2021
Instrument	2021013746

Lender

Name	LARRY MOSES
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Jan 3, 2020
Property Address	3108 SE 37TH AVE, OKEECHOBEE, FL 34974-6952
Document Number	0000000105
Instrument Date	Dec 31, 2019
Instrument	105
Transaction Type	Transfer
Record Updated	Feb 13, 2020
Title Company	OKEE-TANTIE TITLE COMPANY INC, OKEE-TANTIE TITLE CO INC

Transaction

Amount	Amount Recorded
Tax	$445.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1185 COUNTY ROAD 485 FORT PAYNE AL 359685531, FORT PAYNE, AL 35968-5531

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,287.00 (-11.8%)	$167,955 (+19.81%) Land $45,000 Building $122,955	$167,955 (+19.81%) Land $45,000 Building $122,955
2023	$2,593.00 (+10.81%)	$140,179 (+8.63%) Land $24,000 Building $116,179	$140,179 (+8.63%) Land $24,000 Building $116,179
2022	$2,340.00	$129,044 Land $24,000 Building $105,044	$129,044 Land $24,000 Building $105,044

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	10 (2004–2022)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Sep 2022 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

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