Oakland County property record for 3108 Schoolhouse, Troy, MI 48083
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,534 sqft · built 2006 |
| Lot Size | 4.86 acres (211,916 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $247,000 (May 2018) |
| Tax Bill | $4,512 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Jan 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-23-356-044 |
| Primary APN | 88-20-23-356-044 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 4 Stories |
| Building Area | 1,534 sqft Living Area |
| 1st Floor Area | 372 sqft |
| Basement Area | 372 sqft |
| Unfinished Basement | 372 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 211,916 sqft (4.86 acres) |
| Garage Area | 231 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 48 sqft |
| Patio Area | 118 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 3108 SCHOOLHOUSE |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48083-5461 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | PUD |
| Legal Description | T2N,R11E, SEC 23 OAKLAND COUNTY CONDOMINIUM PLAN NO 1616 ROCHESTER COMMONS UNIT44, BLDG C L 32590 P 739 9/24/04 FR 354-050 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 23 |
| Legal Subdivision | OAKLAND COUNTY CONDOMINIUM |
| Legal Unit | 44 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 197200 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1449 ASHFORD CT, TROY, MI 48084-7061 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| May 31, 2018 | Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2018 · Amount on Record |
| Deed Sale | May 31, 2018 · Amount on Record |
| Prior Sale | Feb 15, 2013 · Amount on Record |
| Deed Document Number | 201890264 |
| Deed Book / Page | 51860 / 195 |
| Prior Transfer Date | Jul 11, 2013 |
| Prior Transfer Doc | 0000189510 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3108 SCHOOLHOUSE, TROY, MI 48083-5461 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2453 SOMERSET BLVD 101, 101, TROY, MI 48084-4062 |
| Document Number | 0000312782 |
|---|---|
| Date | Feb 4, 2022 |
| Book Page | 57406/184 |
| Instrument | 312782 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3108 SCHOOLHOUSE, TROY, MI 48083-5461 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2022 |
| Title Company | REAL ESTATE TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000009580 |
|---|---|
| Date | Jan 18, 2019 |
| Book Page | 52519/00140 |
| Instrument | 009580 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Address | BURLINGAME, CA 94010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | May 31, 2018 |
| Property Address | 3108 SCHOOLHOUSE, TROY, MI 48083-5461 |
| Document Number | 0000090264 |
| Book / Page | 51860 / 00195 |
| Map Reference | LB 32590 PG 739-800 |
| Instrument Date | May 25, 2018 |
| Instrument | 90264 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,124.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 81 EVALINE DR, 81, TROY, MI 48085-4726 |
| Name | Verified Name |
|---|---|
| Address | 3108 SCHOOLHOUSE, TROY, MI 48083-5461 |
| Document Number | 0000090265 |
|---|---|
| Date | May 31, 2018 |
| Instrument | 90265 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2033 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,512.00 (+21.68%) | ||
| 2023 | $213,820 | ||
| 2022 | $3,708.00 | $106,910 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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