James City County property record for 3108 Sapling Dr, Toano, VA 23168 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,973 sqft · built 2005 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $5,381 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-1 13-0-0021 |
| Primary APN | 05-1 13-0-0021 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,973 sqft Living Area |
| Basement Area | 1,036 sqft |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Wood Siding |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 23,087 sqft (0.53 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 203 sqft |
| Deck Area | 128 sqft |
| Patio Area | 128 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 25880 |
|---|---|
| Street Address | 3108 SAPLING DR |
| City | TOANO |
| State | VA |
| Zip | 23168-9623 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L-21 S-3 BENT TREE @ STONEHOUSE |
| Legal Subdivision | STONEHOUSE |
| Legal Lot Number | 21 |
| Jurisdiction | JAMES CITY VA |
| Township / Civil Division | STONEHOUSE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 80404 |
Source: James City County records · APN 05-1 13-0-0021
Assessment roll updated January 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 3108 SAPLING DR, TOANO, VA 23168-9623 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | Verified Name on Deed |
|---|---|
| Prior Sale | Dec 17, 2001 · Amount on Record |
| Last Transfer Date | Aug 20, 2015 |
| Transfer Doc | 0000016186 |
| Record Updated | Jun 08, 2026 |
Source: James City County records · Assessment roll updated January 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | James City County |
| Unified School District | James City County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,381.00 (+6.41%) | $648,400 (+6.66%) Land $68,700 Building $579,700 | $648,400 (+6.66%) Land $68,700 Building $579,700 |
| 2024 | $5,057.00 (+0.24%) | ||
| 2023 | $5,045.00 | $607,900 Land $68,700 Building $539,200 | $607,900 Land $68,700 Building $539,200 |
| 2022 | $5,045.00 (+6.64%) | ||
| 2019 | $4,731.00 |
Source: FEMA National Flood Hazard Layer, James City County (51095C), updated October 27, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510950804041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 3,846 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 122 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cox Communications | Cable | 2,000 / 100 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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