3108 S Gibson Ave, Sioux Falls, SD 57106 Property Records

Minnehaha County property record for 3108 S Gibson Ave, Sioux Falls, SD 57106

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,162 sqft · built 1983
Lot Size	0.209 acres (9,121 sqft)
Owner	Individual Name on Record
Last Sale	$193,000 (Feb 2019)
Tax Bill	$3,455 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-21-26-455-006-000`

Property Details

APN / Parcel Number

Primary APN	`01-21-26-455-006-000`
Alternative APN	`31248`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,162 sqft Finished Area
1st Floor Area	586 sqft
Upper Floors Area	576 sqft
Attic	Attic
Attic Area	264 sqft
Basement Area	576 sqft
Finished Basement	432 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Conventional
Exterior Material	Other
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,121 sqft (0.209 acres)
Lot Dimensions	114 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	134 sqft
Patio Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	31248
Street Address	3108 S GIBSON AVE
City	SIOUX FALLS
State	SD
Zip	57106-1066
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLOCK 1 FAIRWAY PARK ADDN TO SIOUX FALLS
Legal Subdivision	PARK ADDN
Legal Block	1
Legal Lot Number	6
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	2
Census Block	2010
Census Tract	1107

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3108 S GIBSON AVE, SIOUX FALLS, SD 57106-1066
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2022	Deed of Trust, Mortgage · Line of Credit FIRST BANK & TRUST
Apr 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK & TRUST
Feb 8, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2019 · Amount on Record
Deed Sale	Feb 8, 2019 · Amount on Record
Deed Book / Page	587-D / 0555
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	3108 S GIBSON AVE, SIOUX FALLS, SD 57106-1066
Transaction Type	Mortgage
Record Updated	Dec 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3108 S GIBSON AVE, SIOUX FALLS, SD 57106-1066

Mortgage

Document Number	1962MTG/763
Date	Nov 16, 2022
Book Page	1962 MTG/763

Lender

Name	FIRST BANK & TRUST
Type	Bank
Address	SIOUX FALLS, SD 57101

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	3108 S GIBSON AVE, SIOUX FALLS, SD 57106-1066
Transaction Type	Mortgage
Record Updated	Jun 1, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1882MTG/636
Date	Apr 23, 2020
Book Page	1882 MTG/636

Lender

Name	FIRST BANK & TRUST
Type	Bank
Address	SIOUX FALLS, SD 57108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Feb 8, 2019
Property Address	3108 S GIBSON AVE, SIOUX FALLS, SD 57106-1066
Document Number	587DEED/0555
Book / Page	587 DEED / 0555
Instrument Date	Feb 4, 2019
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$193.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3108 S GIBSON AVE, SIOUX FALLS, SD 57106-1066

Mortgage

Document Number	1854MTG0578
Date	Feb 8, 2019
Instrument	1854 MTG/0578

Lender

Name	FIRST BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$246,855 (-2.39%) Land $26,802 Building $220,053	$246,855 Land $26,802 Building $220,053
2025	$3,455.00	$252,900 (+3.95%) Land $27,100 Building $225,800
2024	$3,455.00 (+8.72%)	$243,300 (+16.08%) Land $27,100 Building $216,200
2022	$3,178.00	$209,600 Land $27,100 Building $182,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of South Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber in parts of the area	2,000 / 350
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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