3108 Ross Rd, Ames, IA 50014 Property Records

Story County property record for 3108 Ross Rd, Ames, IA 50014

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,614 sqft · built 1940
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Nov 2020)
Tax Bill	$6,328 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-05-229-080`

Property Details

APN / Parcel Number

Primary APN	`09-05-229-080`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,614 sqft Living Area
1st Floor Area	624 sqft
Basement Area	1,572 sqft
Finished Basement	360 sqft
Unfinished Basement	1,212 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Other
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	65,340 sqft (1.5 acres)
Garage Type	Detached
Garage Area	804 sqft
Parking Spaces	3 Parking Spaces
Porch	Patio
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3108 ROSS RD
City	AMES
State	IA
Zip	50014-4034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	SECTION:05 TOWNSHIP:83 RANGE:24 COMM 723' S NE COR SECTION 5 AND 99' WEST THENCE S440' W148.5' N440' E ALONG S LINE OF 11TH
Legal Range	24W
Legal Township	83N
Legal Section	05
Legal Subdivision	AUDITOR'S PLAT NE1/4 SECTION 5-83-24
Legal Lot Number	14
Jurisdiction	STORY IA
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3000
Census Tract	600

Owner

3108 Ross Rd is owned and occupied by two individuals who bought it in November 2020.

Source: Story County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3108 ROSS RD, AMES, IA 50014-4034
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2020 · Amount on File
Deed Sale	Nov 13, 2020 · Amount on File
Deed Document Number	202013626
Record Updated	Oct 29, 2026

November 2020: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	STORY IA
Recording Date	Nov 13, 2020
Property Address	3108 ROSS RD, AMES, IA 50014-4034
Document Number	0202013626
Instrument Date	Nov 10, 2020
Instrument	2020-13626
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3108 ROSS RD, AMES, IA 50014-4034

Mortgage

Document Number	0202013627
Date	Nov 13, 2020
Instrument	2020-13627

Lender

Name	GREATER IOWA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3108 Ross Rd was $6,328, up 14.4% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,328.00 (+14.43%)	$460,100 Land $98,800 Building $361,300	$460,100 Land $98,800 Building $361,300
2024	$5,530.00
2023		$381,200 Land $82,300 Building $298,900	$381,200 Land $82,300 Building $298,900
2022	$5,536.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3108 Ross Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3108 Ross Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20