3108 Regatta Ln, Saint Clair, MI 48079 Property Records

St. Clair County property record for 3108 Regatta Ln, Saint Clair, MI 48079

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 2,254 sqft · built 2022
Lot Size0.302 acres (13,155 sqft)
OwnerIndividual Name on Record
Last Sale$507,000 (Jun 2026)
Tax Bill$5,900 (2025)
Deeds & MortgagesJun 2026 Sale
Jun 2026 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN74-30-577-0009-000

Property Details

APN / Parcel Number

Primary APN74-30-577-0009-000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,254 sqft Living Area
1st Floor Area1,550 sqft
Basement Area1,550 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleCondo/Apartment
Lot Area13,155 sqft (0.302 acres)
Lot Depth142 ft Depth
Garage Area577 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address3108 REGATTA LN
CitySAINT CLAIR
StateMI
Zip48079-5803
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRS-1
Legal DescriptionUNIT 9 RIVER POINTE ESTATES NORTH ST CLAIR COUNTY CONDOMINIUM PLAN NO 235 MASTER DEED RECORDED LIBER 5140 PGS 460-517
Legal SubdivisionST CLAIR COUNTY CONDOMINIUM
Legal Unit9
JurisdictionSAINT CLAIR MI
Township / Civil DivisionST. CLAIR
Census Block Group2
Census Block2011
Census Tract640100

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3108 REGATTA LN, SAINT CLAIR, MI 48079-5803
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Jun 11, 2026Deed of Trust, Mortgage · VA Mortgage
EVERETT FINANCIAL INC
May 24, 2023Deed of Trust, Mortgage · Line of Credit
ADVIA CU
Jul 5, 2022Warranty Deed, Transfer · Conventional Mortgage
BETTER RATE MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 22, 2026 · Amount on Record
Deed SaleJun 22, 2026 · Amount on Record
Prior SaleJul 5, 2022 · Amount on Record
Deed Document Number202612489
Deed Book / Page5935 / 798
Record UpdatedOct 29, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateJun 22, 2026
Property Address3108 REGATTA LN, SAINT CLAIR, MI 48079-5803
Document Number0000012489
Book / Page5935 / 798
Instrument DateJun 9, 2026
Instrument202612489
Transaction TypeTransfer
Record UpdatedJul 7, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$384,052.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3108 REGATTA LN, SAINT CLAIR, MI 48079-5803

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Recording DateJun 11, 2026
Property Address3108 REGATTA LN, SAINT CLAIR, MI 48079-5803
Document Number0000011803
Book / Page5932 / 906
Instrument DateJun 9, 2026
Instrument202611803
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySTC SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address503 ADAMS AVE, GRAND HAVEN, MI 49417-1089

Mortgage

Document Number0000011803,
DateJun 11, 2026
Book Page5932/906
Instrument202611803
Lender
NameEVERETT FINANCIAL INC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate6.36%
Max Rate-1%

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address3108 REGATTA LN, SAINT CLAIR, MI 48079-5803
Transaction TypeMortgage
Record UpdatedAug 2, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3108 REGATTA LN, SAINT CLAIR, MI 48079-5803

Mortgage

Document Number0005624316
DateMay 24, 2023
Book Page5624/316
Instrument2023009387
Lender
NameADVIA CU
TypeCredit Union
AddressKALAMAZOO, MI 49009
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMay 23, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateJul 5, 2022
Property Address3108 REGATTA LN, SAINT CLAIR, MI 48079-5803
Document Number0005539164
Book / Page5539 / 164
Map ReferenceLB 5140 PG 460-517
Instrument DateJun 14, 2022
Instrument2022016192
Transaction TypeTransfer
Record UpdatedAug 2, 2023
Title CompanyATA NATIONAL TITLE

Transaction

AmountAmount Recorded
Tax$472.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address44701 N GRATIOT AVE, CLINTON TWP, MI 48036-1322

Transferred To (Grantee/Buyer)

NameVerified Name
Address6972 RATTLE RUN RD, SAINT CLAIR, MI 48079-2307

Mortgage

Document Number2022016193
DateJul 5, 2022
Instrument2022016193
Lender
NameBETTER RATE MORTGAGE INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2052

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Clair County
County SubdivisionSt. Clair Township
Unified School DistrictEast China School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$280,800 (+1.41%)$561,600 (+1.41%)
2025$5,900.00 (+3.44%) Homeowner's exemption$276,900 (+25.86%)
2024$5,704.00 (+8,288.24%)$553,800 (+25.86%)
2023$220,000
2022$68.00$440,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 85% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ST. CLAIR
serves 5,464 people · EPA ID MI0006270
Water SourceSurface water
Last State InspectionFeb 2026
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

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