Jefferson County property record for 3108 Phils Dr, High Ridge, MO 63049
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,296 sqft · built 1960 |
| Lot Size | 0.495 acres (21,573 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $141,911 (Apr 2023) |
| Tax Bill | $1,203 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Apr 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 036.024.01001017 |
| Primary APN | 036.024.01001017 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,296 sqft Living Area |
| 1st Floor Area | 1,296 sqft |
| Basement Area | 408 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Construction Type | Frame |
| Lot Area | 21,573 sqft (0.495 acres) |
| Lot Dimensions | 174 ft deep x 75 ft wide |
| Porch | Open Frame Porch |
| Porch Area | 72 sqft |
| Patio Area | 40 sqft |
| Heating System | HVAC |
|---|
| Street Address | 3108 PHILS DR |
|---|---|
| City | HIGH RIDGE |
| State | MO |
| Zip | 63049-2742 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | CRYSTAL HILLS CORR LOT 53 |
| Legal Range | 4E |
| Legal Township | 43N |
| Legal Section | 24 |
| Legal Subdivision | CRYSTAL HILLS |
| Legal Block | 3 |
| Legal Lot Number | 53 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | HIGH RIDGE |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 700211 |
Source: Jefferson County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3108 PHILS DR, HIGH RIDGE, MO 63049-2742 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage JLB CORP |
| Apr 4, 2023 | Warranty Deed, Transfer · Conventional Mortgage JLB CORP |
| May 17, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST ST CMNTY BK |
| Sep 8, 2017 | Grant Deed, Construction Loan · Construction Mortgage DRAPER DOUGLAS G TRUST (PT) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 4, 2023 · Amount on Record |
| Deed Sale | Apr 4, 2023 · Amount on Record |
| Prior Sale | Sep 8, 2017 · Amount on Record |
| Deed Document Number | 20237912 |
| Prior Transfer Date | Jan 27, 2006 |
| Prior Transfer Doc | 0000005406 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 3108 PHILS DR, HIGH RIDGE, MO 63049-2742 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3108 PHILS DR, HIGH RIDGE, MO 63049-2742 |
| Document Number | 0000007026 |
|---|---|
| Date | Mar 17, 2026 |
| Instrument | 2026R-007026 |
| Name | JLB CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63146 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Apr 4, 2023 |
| Property Address | 3108 PHILS DR, HIGH RIDGE, MO 63049-2742 |
| Document Number | 0000007912 |
| Map Reference | MB 28 PG 6 |
| Instrument Date | Mar 31, 2023 |
| Instrument | 2023R-007912 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2023 |
| Title Company | US TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1 MADISON CT, DE SOTO, MO 63020-4150 |
| Name | Verified Name |
|---|---|
| Address | 3108 PHILS DR, HIGH RIDGE, MO 63049-2742 |
| Document Number | 0000007913 |
|---|---|
| Date | Apr 4, 2023 |
| Instrument | 2023R-007913 |
| Name | JLB CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 3108 PHILS DR, HIGH RIDGE, MO 63049-2742 |
| Document Number | 0000015091 |
| Instrument Date | May 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2019 |
| Title Company | HILLSBOROUGH TITLE INC, HTC |
| Name | Verified Name |
|---|---|
| Address | 1 MADISON CT DE SOTO MO 630204150, DE SOTO, MO 63020-4150 |
| Document Number | 0000015091 |
|---|---|
| Date | May 29, 2019 |
| Instrument | 15091 |
| Name | FIRST ST CMNTY BK |
|---|---|
| Type | Bank |
| Address | DE SOTO, MO 63020 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Sep 8, 2017 |
| Property Address | 3108 PHILS DR, HIGH RIDGE, MO 63049-2742 |
| Document Number | 0000028159 |
| Instrument Date | Jul 25, 2017 |
| Instrument | 28159 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 15, 2017 |
| Title Company | HILLSBORO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3108 PHILS DR HIGH RIDGE MO 630492742, HIGH RIDGE, MO 63049-2742 |
| Document Number | 28161 |
|---|---|
| Date | Sep 8, 2017 |
| Instrument | 28161 |
| Name | DRAPER DOUGLAS G TRUST (PT) |
|---|---|
| Address | PO BOX 295, HILLSBORO, MO 63050-0295 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 7, 2018 |
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Unified School District | Northwest R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $16,900 (-) Land $1,900 Building $15,000 | $89,300 (-) Land $10,200 Building $79,100 | |
| 2025 | $1,203.00 (+7.51%) | $16,900 (+9.03%) Land $1,900 Building $15,000 | $89,300 (-) Land $10,200 Building $79,100 |
| 2024 | $1,119.00 (+0.54%) | $89,300 (+9.17%) Land $10,200 Building $79,100 | |
| 2023 | $1,113.00 | $15,500 Land $1,900 Building $13,600 | $81,800 Land $10,200 Building $71,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEFFERSON COUNTY PWSD 2 serves 16,548 people · EPA ID MO6024293 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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