3108 Palm Pl, Margate (Pompano Beach), FL 33063 Property Records

Broward County property record for 3108 Palm Pl, Margate, FL 33063

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,195 sqft · built 1990
Lot Size	0.102 acres (4,444 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (Jun 2023)
Tax Bill	$9,481 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Nov 2019 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`48-41-24-18-1070`

Property Details

APN / Parcel Number

Primary APN	`48-41-24-18-1070`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,195 sqft Living Area
Gross Area	1,471 sqft
1st Floor Area	1,195 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1991
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	4,444 sqft (0.102 acres)
Garage Area	240 sqft
Driveway	Concrete Driveway
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3108 PALM PL
City	MARGATE
State	FL
Zip	33063-7040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	CORAL BAY PARCEL H 140-10 B A PORTION PARCEL H DESC AS COMM AT NE COR OF SAID PLAT,S 308.86, SELY 160.83,S 116.39 TO POB,S 42 W 105.83,N 42,E 105.83 TO POB AKA: LOT 107 THE CAPE AT CORAL BAY
Legal Range	41E
Legal Township	48S
Legal Section	24
Legal Subdivision	CORAL BAY PARCEL H 140-10 B
Legal Lot Number	107
Jurisdiction	BROWARD FL
Township / Civil Division	CORAL SPRINGS-MARGATE
Census Block Group	2
Census Block	2039
Census Tract	20205

Owner

3108 Palm Pl is owned and occupied by two individuals who bought it in June 2023.

Source: Broward County records, as of May 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3108 PALM PL, MARGATE, FL 33063-7040
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2023	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 5, 2019	Deed of Trust, Mortgage · VA Mortgage NORTHERN MORTGAGE SERVICES LLC
Jul 23, 2020	Deed of Trust, Mortgage · VA Mortgage NORTHERN MORTGAGE SERVICES LLC
Jul 15, 2020	Deed of Trust, Mortgage · VA Mortgage NORTHERN MTG SVCS
Nov 5, 2019	Correction Deed, Transfer ATTORNEY ONLY
Oct 17, 2019	Warranty Deed, Transfer · VA Mortgage NORTHERN MTG SVCS
Nov 5, 2019	Re-recorded Document ATTORNEY ONLY, ATTORNEY
Oct 17, 2019	Warranty Deed, Transfer · VA Mortgage NORTHERN MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2023 · Amount on File
Deed Sale	Jun 5, 2023 · Amount on File
Prior Sale	Oct 17, 2019 · Amount on File
Deed Document Number	2023118899134
Prior Transfer Date	Oct 15, 2019
Prior Transfer Doc	0116155114
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BROWARD FL
Recording Date	Jun 5, 2023
Property Address	3108 PALM PL, MARGATE, FL 33063-7040
Document Number	0118899134
Map Reference	MB 140 PG 10
Instrument Date	May 24, 2023
Instrument	118899134
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	PERFORMANCE TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,080.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	451 NW 42ND AVE, COCONUT CREEK, FL 33066-1827

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3108 PALM PL, MARGATE, FL 33063-7040

Mortgage

Document Number	0118899135
Date	Jun 5, 2023
Instrument	118899135

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

Mortgage

Document Number	0118899136
Date	Jun 5, 2023
Instrument	118899136

Lender

Name	FLORIDA HOUSING FINANCE CORP
Type	Government Agency
Address	TALLAHASSEE, FL 32301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROWARD FL
Property Address	3108 PALM PL, MARGATE, FL 33063-7040
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	116155115
Date	Nov 5, 2019
Instrument	116155115

Lender

Name	NORTHERN MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	GRANDVILLE, MI 49418

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROWARD FL
Property Address	3108 PALM PL, MARGATE, FL 33063-7040
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	116626398
Date	Jul 23, 2020
Instrument	116626398

Lender

Name	NORTHERN MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	GRANDVILLE, MI 49418

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROWARD FL
Property Address	3108 PALM PL, MARGATE, FL 33063-7040
Document Number	0116626398
Instrument Date	Jul 15, 2020
Transaction Type	Mortgage
Record Updated	Aug 7, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3108 PALM PL MARGATE FL 330637040, MARGATE, FL 33063-7040

Mortgage

Document Number	0116626398
Date	Jul 23, 2020
Instrument	116626398

Lender

Name	NORTHERN MTG SVCS
Type	Mortgage Company
Address	2828 WILSON AVE SW, GRANDVILLE, MI 49418-1256

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 22, 2050

November 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	BROWARD FL
Recording Date	Nov 5, 2019
Property Address	3108 PALM PL, MARGATE, FL 33063-7040
Document Number	0116155114
Instrument Date	Oct 15, 2019
Instrument	116155114
Transaction Type	Transfer
Record Updated	Nov 14, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3108 PALM PL MARGATE FL 330637040, MARGATE, FL 33063-7040

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BROWARD FL
Recording Date	Oct 17, 2019
Property Address	3108 PALM PL, MARGATE, FL 33063-7040
Document Number	0116117565
Instrument Date	Oct 15, 2019
Instrument	116117565
Transaction Type	Transfer
Record Updated	Oct 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,995.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3108 PALM PL MARGATE FL 330637040, MARGATE, FL 33063-7040

Mortgage

Document Number	116117566
Date	Oct 17, 2019
Instrument	116117566

Lender

Name	NORTHERN MTG SVCS
Type	Mortgage Company
Address	GRANDVILLE, MI 49418

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2049

November 2019: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	BROWARD FL
Recording Date	Nov 5, 2019
Property Address	3108 PALM PL, MARGATE, FL 33063-7040
Document Number	116155114
Map Reference	MB 17206 PG 80
Instrument Date	Oct 15, 2019
Instrument	116155114
Record Updated	Sep 14, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6342 NW 72ND PL, 6342, PARKLAND, FL 33067-4742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3108 PALM PL, MARGATE, FL 33063-7040

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BROWARD FL
Recording Date	Oct 17, 2019
Property Address	3108 PALM PL, MARGATE, FL 33063-7040
Document Number	116117565
Map Reference	MB 140 PG 10
Instrument Date	Oct 15, 2019
Instrument	116117565
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,995.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6342 NW 72ND PL, 6342, PARKLAND, FL 33067-4742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3108 PALM PL, MARGATE, FL 33063-7040

Mortgage

Document Number	116117566
Date	Oct 17, 2019
Instrument	116117566

Lender

Name	NORTHERN MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3108 Palm Pl was $9,481 with a homeowner's exemption, up 3.5% from the year before.

Source: Broward County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Broward County
Municipality	Margate City
Unified School District	Broward County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$399,780 (+2.7%)	$420,910 (+7.48%) Land $44,440 Building $376,470
2025	$9,481.00 (+3.54%) Homeowner's exemption	$389,270	$391,630 Land $35,550 Building $356,080
2024	$9,157.00 (+33.72%)
2023	$6,848.00 (+3.6%) Homeowner's exemption	$268,960 (+3%)	$348,700 (+27.67%) Land $22,220 Building $326,480
2022	$6,610.00 Homeowner's exemption	$261,130	$273,120 Land $22,220 Building $250,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3108 Palm Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 117 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	297 units insured incl. 180 condo units
Nearby Flood Claims	27 (1998–2017)
Claims Outside the SFHA	6 of 27
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Wilma, Oct 2005 · 8 claims Hurricane Irene, Oct 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3108 Palm Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MARGATE serves 62,254 people · EPA ID FL4060845
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	33 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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