3108 Oak Ave, Mattoon, IL 61938 Property Records

Coles County property record for 3108 Oak Ave, Mattoon, IL 61938

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,004 sqft · built 1953
Lot Size	0.179 acres (7,800 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Jun 2021)
Tax Bill	$3,206 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-2-14271-000`

Property Details

APN / Parcel Number

Primary APN	`07-2-14271-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,004 sqft Base Area
1st Floor Area	1,004 sqft
Basement Area	1,004 sqft
Unfinished Basement	1,004 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Lot Area	7,800 sqft (0.179 acres)
Lot Dimensions	130 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3108 OAK AVE
City	MATTOON
State	IL
Zip	61938-4826
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHWEST PLACE ADDITION BLK C LOT 36 NW 1/4 SEC 23 T12N R07E
Legal Range	07E
Legal Township	12N
Legal Section	23
Legal Subdivision	SOUTHWEST PLACE ADDITION
Legal Block	C
Legal Lot Number	36
Jurisdiction	COLES IL
Township / Civil Division	MATTOON
Census Block Group	3
Census Block	3025
Census Tract	1200

Owner

Source: Coles County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3108 OAK AVE, MATTOON, IL 61938-4826
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2021 · Amount on Record
Deed Sale	Jun 4, 2021 · Amount on Record
Prior Sale	Sep 19, 2013 · Amount on Record
Deed Document Number	2021795069
Record Updated	Sep 20, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Jun 4, 2021
Property Address	3108 OAK AVE, MATTOON, IL 61938-4826
Document Number	202100795069
Instrument Date	Jun 3, 2021
Instrument	202100795069
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$110.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3108 OAK AVE, MATTOON, IL 61938-4826

Mortgage

Document Number	202100795070
Date	Jun 4, 2021
Instrument	202100795070

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.99%

Tax Assessment & Valuation

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Mattoon Township
Municipality	Mattoon City
Unified School District	Mattoon Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,206.00 (+14.79%)	$40,352 (+23.42%) Land $8,938 Building $31,414	$121,056 (+23.42%) Land $26,814 Building $94,242
2023		$32,694 Land $7,242 Building $25,452	$98,082 Land $21,726 Building $76,356
2020	$2,793.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MATTOON serves 19,500 people · EPA ID IL0290250
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink, Verizon.

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