3108 Main St, Texarkana, TX 75503 Property Records

Bowie County property record for 3108 Main St, Texarkana, TX 75503

Property Summary

Property Type	Single Family Home
Details	912 sqft · built 1954
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$52,000 (Feb 2020)
Tax Bill	$1,033 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`20280011100`

Property Details

APN / Parcel Number

Primary APN	`20280011100`
Alternative APN	`44459`

Interior

Building Area	912 sqft Living Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Carport
Garage Area	250 sqft
Carport	Carport
Carport Area	250 sqft
Porch	Open Porch
Porch Area	36 sqft

Location & Zoning

Account Number	20280011100
Street Address	3108 MAIN ST
City	TEXARKANA
State	TX
Zip	75503-4026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROCHELLE 2ND LOT 10 2020-14036 02/10/20 BLK/TRACT 18 0.16 ACRES
Legal Subdivision	ROCHELLE 2ND
Legal Block	18
Legal Lot Number	10
Jurisdiction	BOWIE TX
Township / Civil Division	TEXARKANA
Census Block Group	5
Census Block	5004
Census Tract	10100

Owner

3108 Main St is owned and occupied by an individual who bought it in February 2020.

Source: Bowie County records, as of May 26, 2026

Owner of Record	Individual Name on File
Mailing Address	3108 MAIN ST, TEXARKANA, TX 75503-4026
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2020 · Amount on File
Deed Sale	Feb 10, 2020 · Amount on File
Prior Sale	Oct 20, 2015 · Amount on File
Deed Document Number	20201406
Prior Transfer Date	Oct 9, 2015
Prior Transfer Doc	11792
Record Updated	Oct 29, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOWIE TX
Recording Date	Feb 10, 2020
Property Address	3108 MAIN ST, TEXARKANA, TX 75503-4026
Document Number	202000001406
Map Reference	VOL 40 PG 134
Instrument Date	Feb 6, 2020
Instrument	2020-00001406
Transaction Type	Transfer
Record Updated	Jul 20, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3108 MAIN ST, TEXARKANA, TX 75503-4026
Investor	Possibly a Property Investor

Mortgage

Document Number	202000001407
Date	Feb 10, 2020
Instrument	2020-00001407

Lender

Name	COMMERCIAL NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3108 Main St was $1,033 with a homeowner's exemption, up 12% from the year before.

Source: Bowie County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bowie County
Municipality	Texarkana City
Unified School District	Texarkana Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,033.00 (+12.04%) Homeowner's exemption	$94,062	$95,454 (-) Land $7,500 Building $87,954
2024	$922.00 (+10.16%)		$95,454 (+16.03%) Land $7,500 Building $87,954
2023	$837.00 Homeowner's exemption	$77,737	$82,267 Land $7,500 Building $74,767
2021	$1,227.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3108 Main St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	19 (1988–2021)
Claims Outside the SFHA	1 of 19
Most Recent Claim	May 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3108 Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TEXARKANA WATER UTILITIES serves 37,000 people · EPA ID TX0190004
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20