3108 Main St, Exmore, VA 23350 Property Records

Northampton County property record for 3108 Main St, Exmore, VA 23350

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,072 sqft · built 1936
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$118,000 (May 2018)
Tax Bill	$1,264 (2025)
Deeds & Mortgages	Nov 2021 Second Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10A1-4-4`

Property Details

APN / Parcel Number

Primary APN	`10A1-4-4`
Alternative APNs	`464830` `2366`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,072 sqft Living Area
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Area	325 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Screened Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	464830
Street Address	3108 MAIN ST
City	EXMORE
State	VA
Zip	23350-4709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 EX.-BELLEHAVEN RD LOT 4 EX.-BELLEHAVEN RD
Legal Subdivision	EXMORE
Legal Lot Number	4
Jurisdiction	NORTHAMPTON VA
Township / Civil Division	5
Census Block Group	3
Census Block	3042
Census Tract	930100

Owner

Source: Northampton County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 423, EXMORE, VA 23350-0423
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
May 25, 2018	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2018 · Amount on Record
Deed Sale	May 25, 2018 · Amount on Record
Deed Document Number	180000746
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON VA
Property Address	3108 MAIN ST, EXMORE, VA 23350-4709
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210002947
Date	Nov 18, 2021
Instrument	210002947

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	319 Months
Due	Jun 1, 2048

Interest

Rate Type	Fixed Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORTHAMPTON VA
Recording Date	May 25, 2018
Property Address	3108 MAIN ST, EXMORE, VA 23350-4709
Document Number	0180000746
Instrument Date	Apr 30, 2018
Instrument	180000746
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 423, EXMORE, VA 23350-0423

Mortgage

Document Number	0180000747
Date	May 25, 2018
Instrument	180000747

Lender

Name	QUICKEN LOANS INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Northampton County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Northampton County
Municipality	Exmore Town
Unified School District	Northampton County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,264.00 (+37.99%)	$179,400 (+48.76%) Land $20,900 Building $158,500
2024			$179,400 (+48.76%) Land $20,900 Building $158,500
2023	$916.00	$120,600 Land $17,900 Building $102,700	$120,600 Land $17,900 Building $102,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2003–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF EXMORE serves 1,500 people · EPA ID VA3131210
Water Source	Groundwater
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Pogozone powered by Neubeam Fixed Wireless	300 / 40
Eastern Shore of Virginia Broadband Authority Fiber	200 / 200
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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