3108 Kim St, Saint Joseph, MI 49085 Property Records

Berrien County property record for 3108 Kim St, Saint Joseph, MI 49085

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,176 sqft · built 1958
Lot Size	0.243 acres (10,585 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Aug 2025)
Tax Bill	$3,717 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-2270-0009-00-8`

Property Details

APN / Parcel Number

Primary APN	`18-2270-0009-00-8`
Alternative APN	`11-18-2270-0009-00-8`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,176 sqft Living Area
1st Floor Area	1,176 sqft
Basement Area	1,176 sqft
Unfinished Basement	1,176 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Raised Ranch
Lot Area	10,585 sqft (0.243 acres)
Lot Dimensions	80 ft deep x 132 ft wide
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3108 KIM ST
City	SAINT JOSEPH
State	MI
Zip	49085-3655
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 - SINGL
Legal Description	LOT 9 FAIRVIEW ACRES
Legal Subdivision	FAIRVIEW ACRES
Legal Lot Number	9
Legal Unit	9
Jurisdiction	BERRIEN MI
Township / Civil Division	ST. JOSEPH
Census Block Group	1
Census Block	1059
Census Tract	1100

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3108 KIM ST, SAINT JOSEPH, MI 49085-3655
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED FCU
Aug 5, 2019	Warranty Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2025 · Amount on Record
Deed Sale	Aug 8, 2025 · Amount on Record
Prior Sale	Aug 20, 2024
Deed Document Number	2025438937
Deed Book / Page	3456 / 4400
Prior Transfer Date	Aug 20, 2014
Prior Transfer Doc	03079/3354
Record Updated	Oct 29, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Aug 8, 2025
Property Address	3108 KIM ST, SAINT JOSEPH, MI 49085-3655
Document Number	03456/4400
Book / Page	3456 / 4400
Map Reference	LB 14 PG 37
Instrument Date	Aug 7, 2025
Instrument	2025438937
Transaction Type	Transfer
Record Updated	Sep 24, 2025
Title Company	SUN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3108 KIM ST, SAINT JOSEPH, MI 49085-3655

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3108 KIM ST, SAINT JOSEPH, MI 49085-3655

Mortgage

Document Number	0034564402
Date	Aug 8, 2025
Instrument	3456/4402

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Aug 5, 2019
Property Address	3108 KIM ST, SAINT JOSEPH, MI 49085-3655
Document Number	03245/1589
Book / Page	3245 / 1589
Map Reference	LB 14 PG 37
Instrument Date	Aug 2, 2019
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,234.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1991 HIDDEN PINES TRL, STEVENSVILLE, MI 49127-8615

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3108 KIM ST, SAINT JOSEPH, MI 49085-3655
Investor	Possibly a Property Investor

Mortgage

Document Number	0032451592
Date	Aug 5, 2019
Instrument	3245/1592

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	St. Joseph Charter Township
Unified School District	St. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$106,200 (+1.14%)	$212,400 (+1.14%)
2025	$3,717.00 (+26.86%) Homeowner's exemption	$105,000 (-0.28%)	$210,000 (-0.28%)
2024	$2,930.00 (+8.72%)
2023		$105,300	$210,600
2022	$2,695.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (2009–2020)
Claims Outside the SFHA	4 of 5
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people · EPA ID MI0003726
Water Source	Purchased surface water from ST JOSEPH
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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