3108 Hensel Dr, Carmel, IN 46033 Property Records

Hamilton County property record for 3108 Hensel Dr, Carmel, IN 46033 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,168 sqft · built 1973
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on File
Last Sale	$460,000 (Nov 2024)
Tax Bill	$1,864 (2024)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-14-06-408-011.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-14-06-408-011.000-018`
Alternative APN	`1614060408011000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	1 Story
Building Area	2,168 sqft Living Area
Gross Area	3,048 sqft
1st Floor Area	2,168 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	165 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	880 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	3108 HENSEL DR
City	CARMEL
State	IN
Zip	46033-3907
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 6, TOWNSHIP 17, RANGE 4, KEYSTONE WOODS, SECTION 1, LOT 31
Legal Range	04
Legal Township	17
Legal Section	06
Legal Subdivision	KEYSTONE WOODS SECTION 1
Legal Block	1
Legal Lot Number	31
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1009
Census Tract	111004

Owner

Source: Hamilton County records · APN 29-14-06-408-011.000-018

Assessment roll updated March 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3108 HENSEL DR, CARMEL, IN 46033-3907
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 25, 2024 · Amount on Record
Deed Sale	Nov 25, 2024 · Amount on Record
Prior Sale	Sep 12, 2024 · Amount on Record
Deed Document Number	202445272
Record Updated	Sep 20, 2026

July 2026: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	HAMILTON IN
Recording Date	Jul 21, 2026
Property Address	3108 HENSEL DR, CARMEL, IN 46033-3907
Document Number	0000032858
Instrument Date	Jul 15, 2026
Instrument	202632858
Transaction Type	Transfer
Record Updated	Aug 04, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3108 HENSEL DR, CARMEL, IN 46033-3907

Mortgage

Document Number	0000032859,
Date	Jul 21, 2026
Instrument	202632859

Lender

Name	RUOFF MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$365,200 (+21.01%) Land $94,900 Building $270,300	$365,200 (+21.01%) Land $94,900 Building $270,300
2024	$1,864.00 (+2.31%)	$301,800 (+13.25%) Land $94,900 Building $206,900	$301,800 (+13.25%) Land $94,900 Building $206,900
2023	$1,822.00 (+2.02%)	$266,500 (+3.82%) Land $94,900 Building $171,600	$266,500 (+3.82%) Land $94,900 Building $171,600
2022	$1,786.00	$256,700 Land $90,900 Building $165,800	$256,700 Land $90,900 Building $165,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (18057C), updated October 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 180571110041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2015, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 217 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Spectrum	Cable	1,000 / 1,000
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: Verizon, T-Mobile USA, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.