Caldwell County property record for 3108 Harmony Ln, Hudson, NC 28638
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,268 sqft · built 1956 |
| Lot Size | 1.14 acres (49,658 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $135,000 (Sep 2023) |
| Tax Bill | $885 (2026) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03 92 1 38 |
| Primary APN | 03 92 1 38 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,268 sqft Heated Area |
| Gross Area | 1,366 sqft |
| 1st Floor Area | 1,156 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Asbestos |
| Lot Area | 49,658 sqft (1.14 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Slab |
| Porch Area | 210 sqft |
| Storage Building | Storage Building |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 178726 |
|---|---|
| Street Address | 3108 HARMONY LN |
| City | HUDSON |
| State | NC |
| Zip | 28638-8765 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 2093 PG 2144 YR 23 ST 270.00 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | HUDSON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 30600 |
Source: Caldwell County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3108 HARMONY LN, HUDSON, NC 28638-8765 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2023 · Amount on Record |
| Deed Sale | Sep 29, 2023 · Amount on Record |
| Prior Sale | Apr 8, 2005 · Amount on Record |
| Deed Document Number | 202310088994 |
| Deed Book / Page | 2093 / 2144 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Sep 29, 2023 |
| Property Address | 3108 HARMONY LN, HUDSON, NC 28638-8765 |
| Document Number | 0020932144 |
| Book / Page | 2093 / 2144 |
| Instrument Date | Sep 29, 2023 |
| Instrument | 10088994 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $270.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3108 HARMONY LN, HUDSON, NC 28638-8765 |
| Document Number | 0020932147 |
|---|---|
| Date | Sep 29, 2023 |
| Book Page | 2093/2147 |
| Instrument | 10088995 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $885.00 (-4.53%) | $139,800 (-) Land $18,300 Building $121,500 | |
| 2025 | $927.00 (+65.83%) | $139,800 (+99.15%) Land $18,300 Building $121,500 | $139,800 (+99.15%) Land $18,300 Building $121,500 |
| 2023 | $70,200 (-) Land $16,900 Building $53,300 | $70,200 (-) Land $16,900 Building $53,300 | |
| 2022 | $559.00 | $70,200 Land $16,900 Building $53,300 | $70,200 Land $16,900 Building $53,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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