3108 Gilbert St, Savannah, GA 31404 Property Records

Chatham County property record for 3108 Gilbert St, Savannah, GA 31404

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,900 sqft · built 1965
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Tax Bill	$2,098 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Oct 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-0006-10-002`

Property Details

APN / Parcel Number

Primary APN	`3-0006-10-002`
Alternative APN	`G256944`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,900 sqft Living Area
1st Floor Area	1,900 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Carport
Garage Area	220 sqft
Carport	Carport
Carport Area	220 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	81 sqft
Deck Area	66 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	3108 GILBERT ST
City	SAVANNAH
State	GA
Zip	31404-5318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PT LOTS 2 3 A FALLIGANT SUB T HUNDERBOLT
Legal Subdivision	FALLIGANT SUB
Legal Lot Number	2-3
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	2
Census Block	2030
Census Tract	10102

Owner

3108 Gilbert St is owned and occupied by an individual who acquired it in October 2020.

Source: Chatham County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	3108 GILBERT ST, SAVANNAH, GA 31404-5318
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE
Oct 28, 2020	Warranty Deed, Transfer
Oct 28, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 28, 2020
Transfer Doc	0021370456
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	3108 GILBERT ST, SAVANNAH, GA 31404-5318
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3108 GILBERT ST, SAVANNAH, GA 31404-5318

Mortgage

Document Number	0000002137/0000000462
Date	Nov 16, 2020
Book Page	0000002137/0000000462
Instrument	032699420017

Lender

Name	UNITED WHOLESALE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Oct 28, 2020
Property Address	3108 GILBERT ST, SAVANNAH, GA 31404-5318
Document Number	0021370456
Book / Page	2137 / 456
Instrument Date	Oct 28, 2020
Instrument	2020-011940
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3108 GILBERT ST, SAVANNAH, GA 31404-5318

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Oct 28, 2020
Property Address	3108 GILBERT ST, SAVANNAH, GA 31404-5318
Document Number	0021370459
Book / Page	2137 / 459
Instrument Date	Oct 28, 2020
Instrument	2020-011941
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3108 GILBERT ST, SAVANNAH, GA 31404-5318

Tax Assessment & Valuation

The 2025 property tax bill for 3108 Gilbert St was $2,098, up 0.2% from the year before.

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Thunderbolt Town
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$161,320 (+2.28%) Land $35,200 Building $126,120	$403,300 (+2.28%) Land $88,000 Building $315,300
2025	$2,098.00 (+0.24%) Homeowner's exemption	$157,720 Land $35,200 Building $122,520	$394,300 Land $88,000 Building $306,300
2024	$2,093.00
2023		$88,640 (+46.46%) Land $11,920 Building $76,720	$221,600 (+46.46%) Land $29,800 Building $191,800
2022	$1,535.00	$60,520 Land $11,920 Building $48,600	$151,300 Land $29,800 Building $121,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3108 Gilbert St in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 78 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	141 units insured incl. 63 condo units
Nearby Flood Claims	21 (1989–2017)
Claims Outside the SFHA	1 of 21
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 10 claims Hurricane Matthew, Oct 2016 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3108 Gilbert St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.5% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THUNDERBOLT serves 2,556 people · EPA ID GA0510006
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	28 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ClearWave.

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