3108 Emerald Cir, Gainesville, GA 30501 Property Records

Hall County property record for 3108 Emerald Cir, Gainesville, GA 30501

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,533 sqft · built 1964
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$380,000 (Jul 2007)
Tax Bill	$6,549 (2026)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-114-000-023`

Property Details

APN / Parcel Number

Primary APN	`09-114-000-023`
Alternative APN	`24755`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,533 sqft Heated Area
1st Floor Area	1,763 sqft
2nd Floor Area	770 sqft
Basement Area	1,758 sqft
Finished Basement	1,406 sqft
Unfinished Basement	352 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 2000
Architectural Style	Rustic
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	181 ft deep x 214 ft wide
Garage Area	440 sqft

Exterior Amenities

Pool Type	Pool Type
Pool Area	160 sqft
Porch	Patio
Porch Area	1,046 sqft
Deck Area	210 sqft
Patio Area	360 sqft
Boat Access	Boat Access
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	24755
Street Address	3108 EMERALD CIR
City	GAINESVILLE
State	GA
Zip	30501-1440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SHAMROCK HGTS LT 2 SEC 2
Legal Subdivision	SHAMROCK HEIGHTS
Legal Lot Number	2
Jurisdiction	HALL GA
Township / Civil Division	GAINESVILLE
Census Block Group	2
Census Block	2031
Census Tract	602

Owner

3108 Emerald Cir is owned by an individual who bought it in July 2007.

Source: Hall County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	690 DARLINGTON COMMONS CT NE, ATLANTA, GA 30305-2713
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2007 · Amount on File
Deed Sale	Jul 2, 2007 · Amount on File
Prior Sale	Jun 23, 2006 · Amount on File
Deed Book / Page	6141 / 503
Prior Transfer Date	Jun 28, 2007
Prior Transfer Doc	0006141502
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL GA
Property Address	3108 EMERALD CIR, GAINESVILLE, GA 30501-1440
Document Number	0086490767
Instrument Date	Apr 13, 2020
Transaction Type	Mortgage
Record Updated	Dec 7, 2020
Title Company	ALAMO TITLE COMPANY, ALAMO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3108 EMERALD CIR GAINESVILLE GA 305011440, GAINESVILLE, GA 30501-1440

Mortgage

Document Number	0086490767
Date	Nov 19, 2020
Book Page	008649/000767

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 18, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%

Tax Assessment & Valuation

The 2026 property tax bill for 3108 Emerald Cir was $6,549, up 0.7% from the year before.

Source: Hall County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Hall County
Unified School District	Hall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,549.00 (+0.71%)	$272,000 (+0.76%) Land $73,000 Building $199,000	$680,000 (+0.76%) Land $182,500 Building $497,500
2025	$6,503.00	$269,960 Land $73,000 Building $196,960	$674,900 Land $182,500 Building $492,400
2023	$7,485.00	$288,120 Land $72,320 Building $215,800	$720,300 (+12.99%) Land $180,800 Building $539,500
2022			$637,500 Land $180,800 Building $456,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3108 Emerald Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 5, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3108 Emerald Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 85% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAINESVILLE serves 140,000 people · EPA ID GA1390001
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20