3108 Eldridge Ave, Bellingham, WA 98225 Property Records

Whatcom County property record for 3108 Eldridge Ave, Bellingham, WA 98225

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,046 sqft · built 2007
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$485,000 (Jan 2016)
Tax Bill	$6,930 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`380223-410144-0000`

Property Details

APN / Parcel Number

Primary APN	`380223-410144-0000`
Alternative APNs	`31793871` `50057`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,046 sqft Living Area
1st Floor Area	1,182 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2010
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Concrete/Metal Slab
Porch Area	198 sqft
Patio Area	132 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	50057
Street Address	3108 ELDRIDGE AVE
City	BELLINGHAM
State	WA
Zip	98225-1563
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS7.2
Legal Description	TR IN W 1/2 OF ELDRIDGE DON CLAIM ADD DAF-FR ELY END OF TANGENT IN CTR OF MARIETTA RD 62.3 FT ELY FR WLY CITY LIMITS-TH WLY 1250.32 FT-TH NLY AT R/A 30 FT-TH WLY ALG MARIETTA RD 51 FT-TH NLY AT R/A 160 FT-TH ELY 51 FT-TH SLY 160 FT TO BEG-EXC COAL DE
Legal Range	02
Legal Township	38
Legal Section	23
Legal Subdivision	ELDRIDGE DON CLAIM ADD
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	2
Census Block	2019
Census Tract	301

Owner

3108 Eldridge Ave is owned and occupied by an individual who bought it in January 2016.

Source: Whatcom County records, as of December 30, 2025

Owner of Record	Individual Name on File
Mailing Address	3108 ELDRIDGE AVE, BELLINGHAM, WA 98225-1563
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA
Sep 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2016 · Amount on File
Deed Sale	Jan 29, 2016 · Amount on File
Prior Sale	Nov 15, 2012 · Amount on File
Deed Document Number	2016102770
Prior Transfer Date	Jan 26, 2016
Prior Transfer Doc	0000102771
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	3108 ELDRIDGE AVE, BELLINGHAM, WA 98225-1563
Document Number	2200902398
Instrument Date	Sep 10, 2020
Transaction Type	Mortgage
Record Updated	Oct 5, 2020
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3108 ELDRIDGE AVE BELLINGHAM WA 982251563, BELLINGHAM, WA 98225-1563

Mortgage

Document Number	2200902398
Date	Sep 15, 2020
Instrument	902398

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 14, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	3108 ELDRIDGE AVE, BELLINGHAM, WA 98225-1563
Document Number	2191000645
Instrument Date	Sep 30, 2019
Transaction Type	Mortgage
Record Updated	Oct 15, 2019
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3108 ELDRIDGE AVE BELLINGHAM WA 982251563, BELLINGHAM, WA 98225-1563

Mortgage

Document Number	2191000645
Date	Oct 4, 2019
Instrument	1000645

Lender

Name	BETTER MTG
Type	Mortgage Company
Address	NEW YORK, NY 10006

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 3, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3108 Eldridge Ave was $6,930.

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
Municipality	Bellingham City
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,930.00	$872,214 Land $279,056 Building $593,158	$872,214 Land $279,056 Building $593,158
2022		$802,427 Land $239,504 Building $562,923	$802,427 Land $239,504 Building $562,923
2021	$5,275.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3108 Eldridge Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3108 Eldridge Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband, AT&T, CenturyLink.

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