3108 E Oregon Rd, Elk, WA 99009 Property Records

Spokane County property record for 3108 E Oregon Rd, Elk, WA 99009 · Last verified June 2026

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 3,185 sqft · built 1993
Lot Size	9.63 acres (419,918 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Sep 2018)
Tax Bill	$4,417 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`39102.9007`

Property Details

APN / Parcel Number

Primary APN	`39102.9007`
Alternative APN	`391029005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,185 sqft Living Area
Gross Area	3,264 sqft
1st Floor Area	2,472 sqft
Basement Area	792 sqft
Finished Basement	713 sqft
Unfinished Basement	79 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Mobile Home
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	419,918 sqft
Deck Area	Deck Area
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3108 E OREGON RD
City	ELK
State	WA
Zip	99009-8748
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	10-29-43: BNG AT PNT ON SLY ROW LN OF OREGON RD SD PNT BEING 12731E 30.02FT AND S895225E 438.95FT ALL FROM NW COR OF SD SEC10; TH S89.5225E 956.04FT; TH S455140W 740.93FT; TH S522010W 508.80FT; TH N12731W 828.75FT TO POB. EXC ROW.
Legal Range	43
Legal Township	29
Legal Section	10
Jurisdiction	SPOKANE WA
Township / Civil Division	DEER PARK
Census Block Group	4
Census Block	4007
Census Tract	10304

Owner

Source: Spokane County records · APN 39102.9007

Assessment roll updated June 17, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3108 E OREGON RD, ELK, WA 99009-8748
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Deed of Trust, Mortgage · VA Mortgage TJC MORTGAGE INC
Nov 18, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage TJC MORTGAGE INC
Sep 26, 2018	Warranty Deed, Transfer · VA Mortgage HOMESTREET BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 26, 2018 · Amount on Record
Deed Sale	Sep 26, 2018 · Amount on Record
Deed Document Number	20186747124
Last Transfer Date	Oct 26, 2020
Transfer Doc	0006996924
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3108 E OREGON RD, ELK, WA 99009-8748
Transaction Type	Mortgage
Record Updated	Nov 01, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007049795
Date	Mar 19, 2021
Instrument	7049795

Lender

Name	TJC MORTGAGE INC
Type	Mortgage Company
Address	BIRMINGHAM, AL 35243

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Nov 01, 2050

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	Nov 18, 2020
Property Address	3108 E OREGON RD, ELK, WA 99009-8748
Document Number	0006996924
Instrument Date	Oct 26, 2020
Instrument	6996924
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3108 E OREGON RD, ELK, WA 99009-8748

Mortgage

Document Number	0006996925
Date	Nov 18, 2020
Instrument	6996925

Lender

Name	TJC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Sep 26, 2018
Property Address	3108 E OREGON RD, ELK, WA 99009-8748
Document Number	0006747124
Instrument Date	Sep 25, 2018
Instrument	6747124
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	TICOR TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,434.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3108 E OREGON RD, ELK, WA 99009-8748

Mortgage

Document Number	0006747125
Date	Sep 26, 2018
Instrument	6747125

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2048

Tax Assessment & Valuation

Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Riverside School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,417.00 (+2.65%)	$548,380 (+7.81%) Land $144,480 Building $403,900	$548,380 (+7.81%) Land $144,480 Building $403,900
2025	$4,303.00 (+8.06%)
2024		$508,660 (+36.64%) Land $91,560 Building $417,100	$508,660 (+36.64%) Land $91,560 Building $417,100
2023	$3,982.00 (+13.9%)	$372,260 Land $63,560 Building $308,700	$372,260 Land $63,560 Building $308,700
2022	$3,496.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Spokane County (53063C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530630103044, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Moderate above 58% of the US · above 41% of Washington
Wildfire Likelihood	About 1 in 855 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 16 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)	Low Latency
Concept Communications	Fixed Wireless (unlicensed)	100 / 20	Yes
Wired or Wireless	Fixed Wireless (unlicensed)	30 / 10	No
Northwest Fiber	Fixed Wireless (licensed-by-rule)	10 / 1	Yes

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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