3108 Darwin St, Naperville, IL 60564 Property Records

Will County property record for 3108 Darwin St, Naperville, IL 60564

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,746 sqft · built 1991
Lot Size	0.23 acres (10,067 sqft)
Owner	2 Individual Names on Record
Last Sale	$520,000 (Jul 2021)
Tax Bill	$11,485 (2023)
Deeds & Mortgages	Jul 2021 Sale & Line of Credit Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-01-11-103-004`

Property Details

APN / Parcel Number

Primary APN	`07-01-11-103-004`
Alternative APN	`01111030040000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,746 sqft Total Area
1st Floor Area	1,383 sqft
2nd Floor Area	1,363 sqft
Basement Area	932 sqft
Unfinished Basement	932 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Construction Type	Frame
Lot Area	10,067 sqft (0.23 acres)
Garage Area	621 sqft

Location & Zoning

Street Address	3108 DARWIN ST
City	NAPERVILLE
State	IL
Zip	60564-4124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 58 IN ASHBURY, UNIT 1, BEING A SUB OF PRT OF SEC 11, T37N-R9E.
Legal Range	09E
Legal Township	37N
Legal Section	11
Legal Subdivision	ASHBURY
Legal Block	1
Legal Lot Number	58
Legal Unit	1
Jurisdiction	WILL IL
Township / Civil Division	WHEATLAND
Census Block Group	2
Census Block	2011
Census Tract	880305

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3108 DARWIN ST, NAPERVILLE, IL 60564-4124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Warranty Deed, Transfer · Line of Credit GUARANTEED RATE INC
Jun 14, 2018	Deed of Trust, Mortgage · Commercial Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2021 · Amount on Record
Deed Sale	Jul 6, 2021 · Amount on Record
Prior Sale	Mar 31, 1992 · Amount on Record
Deed Document Number	202173750
Prior Transfer Date	Sep 25, 2007
Prior Transfer Doc	0000152829
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jul 6, 2021
Property Address	3108 DARWIN ST, NAPERVILLE, IL 60564-4124
Document Number	0000073750
Map Reference	DOC R89-44304
Instrument Date	Jun 14, 2021
Instrument	R2021073750
Transaction Type	Transfer
Record Updated	Jul 16, 2021
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3108 DARWIN ST, NAPERVILLE, IL 60564-4124

Mortgage

Document Number	0000073751
Date	Jul 6, 2021
Instrument	R2021073751

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	3108 DARWIN ST, NAPERVILLE, IL 60564-4124
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040057
Date	Jun 14, 2018
Instrument	R2018040057

Lender

Name	US BANK NA
Type	Bank
Address	DEERFIELD, IL 60015

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Min Rate At Change	1%
Max Rate	18%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Wheatland Township
Municipality	Naperville City
Unified School District	Indian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$217,324 (+9.95%) Land $71,612 Building $145,712	$651,972 (+9.95%) Land $214,836 Building $437,136
2024		$197,657 (+20.19%) Land $65,131 Building $132,526	$592,971 (+20.19%) Land $195,393 Building $397,578
2023	$11,485.00 (+1.66%)
2022	$11,298.00 Homeowner's exemption	$164,449 Land $54,428 Building $110,021	$493,347 Land $163,284 Building $330,063

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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