3108 Coral Reef Ct, Kitty Hawk, NC 27949 Property Records

Dare County property record for 3108 Coral Reef Ct, Kitty Hawk, NC 27949

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 1,354 sqft · built 1988
Lot Size	1.52 acres (66,323 sqft)
Owner	Individual Name on Record
Tax Bill	$1,615 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`987618405519.08`

Property Details

APN / Parcel Number

Primary APN	`987618405519.08`
Alternative APN	`017775318`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,354 sqft Finished Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Townhouse
Exterior Material	Brick/Stone
Roof Type	Mansard
Roof Material	Built-Up Asphalt
Lot Area	66,323 sqft (1.52 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	98761840551908
Street Address	3108 CORAL REEF CT
City	KITTY HAWK
State	NC
Zip	27949-6015
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT: UNIT 3108 BLDG 3100 BLK: SEC: PL: SL:
Legal Subdivision	SANDPIPER CAY CONDOS
Legal Phase	19
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	2
Census Block	2029
Census Tract	970102

Owner

Source: Dare County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14 SOUNDVIEW AVE, 18, WHITE PLAINS, NY 10606-3313
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Aug 26, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 29, 2021
Transfer Doc	002538/598
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	3108 CORAL REEF CT # 3100, 3100, KITTY HAWK, NC 27949-6015
Transaction Type	Mortgage
Record Updated	Sep 1, 2021
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2537/19
Date	Aug 20, 2021
Book Page	2537/19
Instrument	700104311

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DARE NC
Recording Date	Aug 26, 2021
Property Address	3108 CORAL REEF CT # 3100, 3100, KITTY HAWK, NC 27949-6015
Document Number	2538/598
Book / Page	2538 / 598
Instrument Date	Apr 29, 2021
Instrument	700104594
Transaction Type	Transfer
Record Updated	Sep 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3108 CORAL REEF CT, KITTY HAWK, NC 27949-6015

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Kitty Hawk Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,615.00 (+3.06%)	$324,300 (-) Land $70,000 Building $254,300	$324,300 (-) Land $70,000 Building $254,300
2025	$1,567.00 (+12.25%)	$324,300 (+62.72%) Land $70,000 Building $254,300
2023	$1,396.00	$199,300 Land $24,000 Building $175,300
2020			$324,300 Land $70,000 Building $254,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 759 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	765 units insured incl. 6 condo units
Nearby Flood Claims	1,869 (1980–2024)
Claims Outside the SFHA	814 of 1,869
Most Recent Claim	Sep 2024 · Potential Tropical Cyclone Eight
Claims by Event	Hurricane Isabel, Sep 2003 · 472 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 42 claims Hurricane Dennis, Sep 1999 · 75 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DARE COUNTY WATER SYSTEM serves 28,732 people · EPA ID NC0428030
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Ripple Fiber.

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