3108 Central St, Texarkana, AR 71854 Property Records

Miller County property record for 3108 Central St, Texarkana, AR 71854

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,604 sqft · built 1964
Lot Size	0.205 acres (8,930 sqft)
Owner	Individual Name on File
Last Sale	$100,500 (Mar 2019)
Tax Bill	$727 (2026)
Deeds & Mortgages	Nov 2022 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2950550`

Property Details

APN / Parcel Number

Primary APN	`2950550`
Alternative APN	`29327`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,604 sqft Living Area
1st Floor Area	1,322 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	8,930 sqft (0.205 acres)
Garage Area	282 sqft
Driveway	Concrete Driveway
Driveway Area	732 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	147 sqft
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3108 CENTRAL ST
City	TEXARKANA
State	AR
Zip	71854-2918
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL LOT 6
Legal Range	28W
Legal Township	15S
Legal Section	17
Legal Subdivision	HERMITAGE PL.
Legal Block	4
Legal Lot Number	6
Jurisdiction	MILLER AR
Township / Civil Division	GARLAND
Census Block Group	2
Census Block	2003
Census Tract	20702

Owner

3108 Central St is owned and occupied by an individual who bought it in March 2019.

Source: Miller County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	3108 CENTRAL ST, TEXARKANA, AR 71854-2918
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2022	Deed of Trust, Mortgage HUD
Mar 11, 2019	Warranty Deed, Transfer · FHA Mortgage RED RIVER FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2019 · Amount on File
Deed Sale	Mar 11, 2019 · Amount on File
Prior Sale	Jun 2, 1997 · Amount on File
Deed Document Number	20191492
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLER AR
Property Address	3108 CENTRAL ST, TEXARKANA, AR 71854-2918
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R008789
Date	Nov 22, 2022
Instrument	2022R008789

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount on Record
Term	324 Months
Due	Apr 1, 2049

Interest

Rate Type	Fixed Rate

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLER AR
Recording Date	Mar 11, 2019
Property Address	3108 CENTRAL ST, TEXARKANA, AR 71854-2918
Document Number	2019R001492
Map Reference	VL 179 PG 36
Instrument Date	Mar 8, 2019
Instrument	2019R001492
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$333.30
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3108 CENTRAL ST, TEXARKANA, AR 71854-2918

Mortgage

Document Number	2019R001493
Date	Mar 11, 2019
Instrument	2019R001493

Lender

Name	RED RIVER FCU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 3108 Central St was $727 with a homeowner's exemption, down 1.5% from the year before.

Source: Miller County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Miller County
Municipality	Texarkana City
Unified School District	Texarkana School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$727.00 (-1.49%) Homeowner's exemption	$30,320 (-) Land $3,600 Building $26,720	$151,600 (-) Land $18,000 Building $133,600
2025	$738.00 Homeowner's exemption	$30,320 Land $3,600 Building $26,720	$151,600 Land $18,000 Building $133,600
2023	$794.00 Homeowner's exemption	$22,210 Land $3,600 Building $18,610	$111,050 Land $18,000 Building $93,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3108 Central St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	10 (1979–2001)
Claims Outside the SFHA	2 of 10
Most Recent Claim	Oct 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3108 Central St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TEXARKANA WATER UTILITIES serves 50,815 people · EPA ID AR0000360
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Right Fiber.

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