Cascade County property record for 3108 Central Ave, Great Falls, MT 59401
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 1,440 sqft · built 1940 |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,167 (2026) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R0214236 |
| Primary APN | R0214236 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,440 sqft Living Area |
| 1st Floor Area | 1,440 sqft |
| Basement Area | 1,287 sqft |
| Finished Basement | 1,287 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,492 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 36 sqft |
| Deck Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000366500 |
|---|---|
| Street Address | 3108 CENTRAL AVE |
| City | GREAT FALLS |
| State | MT |
| Zip | 59401-3418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | BLACK EAGLE FALLS ADD, S08, T20 N, R04 E, BLOCK 007, LOT 003 |
| Legal Range | 04E |
| Legal Township | 20N |
| Legal Section | 08 |
| Legal Subdivision | BLACK EAGLE FALLS ADD |
| Legal Block | 7 |
| Legal Lot Number | 3 |
| Jurisdiction | CASCADE MT |
| Township / Civil Division | GREAT FALLS |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 1000 |
3108 Central Ave is owned and occupied by two individuals.
Source: Cascade County records, as of September 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3108 CENTRAL AVE, GREAT FALLS, MT 59401-3418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASCADE MT |
| Property Address | 3108 CENTRAL AVE, GREAT FALLS, MT 59401-3418 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000399733 |
|---|---|
| Date | Nov 30, 2020 |
| Instrument | R0399733 |
| Name | RUSSELL COUNTRY FCU |
|---|---|
| Type | Credit Union |
| Address | GREAT FALLS, MT 59401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2035 |
The 2026 property tax bill for 3108 Central Ave was $2,167, down 11% from the year before.
Source: Cascade County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Cascade County |
| Municipality | Great Falls City |
| Elementary School District | Great Falls Elementary School District (PK - 08) |
| Secondary School District | Great Falls High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,167.00 (-10.97%) | $362,200 (-) | |
| 2025 | $2,434.00 | $362,200 | $362,200 Land $48,750 Building $313,450 |
| 2023 | $3,163.00 | $307,600 | $307,600 Land $38,250 Building $269,350 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3108 Central Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 3108 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GREAT FALLS serves 60,000 people · EPA ID MT0000525 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 12 ppb (2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 589 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: TDS Telecom, Ziply Fiber.
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