3108 Central Ave, Dubuque, IA 52001 Property Records

Dubuque County property record for 3108 Central Ave, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,328 sqft · built 1935
Lot Size	0.114 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$171,500 (Jun 2024)
Tax Bill	$1,952 (2024)
Deeds & Mortgages	Jun 2024 Sale & Mortgage Dec 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-14-233-009`

Property Details

APN / Parcel Number

Primary APN	`10-14-233-009`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,328 sqft Living Area
1st Floor Area	664 sqft
Upper Floors Area	664 sqft
Basement Area	664 sqft
Game Room	Game Room

Exterior

Year Built	Built 1935
Architectural Style	Traditional
Exterior Material	Stucco
Construction Type	Wood Frame
Lot Area	5,000 sqft (0.114 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Exterior Amenities

Porch	Enclosed Porch
Porch Area	202 sqft
Deck Area	40 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	3108 CENTRAL AVE
City	DUBUQUE
State	IA
Zip	52001-1913
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	W 100' OF N 50' OF W 170' OF LOT 315 DAVIS FARM
Legal Subdivision	EISENHOWER
Legal Lot Number	315
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	1
Census Block	1014
Census Tract	500

Owner

Source: Dubuque County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3108 CENTRAL AVE, DUBUQUE, IA 52001-1913
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2024	Warranty Deed, Transfer · Conventional Mortgage DUPACO COMMUNITY CU
Dec 6, 2023	Deed of Trust, Mortgage · Line of Credit BENTON STATE BANK
Jul 20, 2022	Deed of Trust, Mortgage · Line of Credit BENTON STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2024 · Amount on Record
Deed Sale	Jun 24, 2024 · Amount on Record
Deed Document Number	2024-00005645
Record Updated	Jun 8, 2026

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Jun 24, 2024
Property Address	3108 CENTRAL AVE, DUBUQUE, IA 52001-1913
Document Number	0000005645
Instrument Date	Jun 18, 2024
Instrument	2024-00005645
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$273.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3108 CENTRAL AVE, DUBUQUE, IA 52001-1913

Mortgage

Document Number	0000005646
Date	Jun 24, 2024
Instrument	2024-00005646

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2054

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	3108 CENTRAL AVE, DUBUQUE, IA 52001-1913
Transaction Type	Mortgage
Record Updated	Dec 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8505 SOUTHERN HILLS CT, DUBUQUE, IA 52003-8980

Mortgage

Document Number	0000011509
Date	Dec 6, 2023
Instrument	2023-00011509

Lender

Name	BENTON STATE BANK
Type	Bank
Address	BENTON, WI 53803

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	3108 CENTRAL AVE, DUBUQUE, IA 52001-1913
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8505 SOUTHERN HILLS CT, DUBUQUE, IA 52003-8980

Mortgage

Document Number	0000009118
Date	Jul 20, 2022
Instrument	2022-00009118

Lender

Name	BENTON STATE BANK
Type	Bank
Address	BENTON, WI 53803

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jul 20, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$165,000 (+343.55%) Land $18,100 Building $146,900	$165,000 (+343.55%) Land $18,100 Building $146,900
2024	$1,952.00 (+41.45%)
2023		$37,200 (-53.52%) Land $17,000 Building $20,200	$37,200 (-53.52%) Land $17,000 Building $20,200
2022	$1,380.00	$80,030 Land $12,750 Building $67,280
2021			$80,030 Land $12,750 Building $67,280

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jul 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 655 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Comelec Internet Services, Nextlink, Verizon.

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