3108 Bright Leaf Ct, Middleburg, FL 32068 Property Records

Clay County property record for 3108 Bright Leaf Ct, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,052 sqft · built 1998
Lot Size	0.404 acres (17,617 sqft)
Owner	Individual Name on File
Last Sale	$381,000 (Jun 2021)
Tax Bill	$4,876 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45-05-25-008989-011-05`

Property Details

APN / Parcel Number

Primary APN	`45-05-25-008989-011-05`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,052 sqft Living Area
Gross Area	2,745 sqft
1st Floor Area	2,052 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	17,617 sqft (0.404 acres)
Garage Type	Attached
Garage Area	483 sqft
Pool Area	288 sqft
Porch	Finished Screened Porch
Porch Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3108 BRIGHT LEAF CT
City	MIDDLEBURG
State	FL
Zip	32068-4292
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 107 VILLAGES OF FIRESIDE UNIT 2B AS REC OR 4473 PG 1935
Legal Range	25E
Legal Township	05S
Legal Section	45
Legal Subdivision	VILLAGES OF FIRESIDE UNIT 2B
Legal Lot Number	107
Legal Unit	2B
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	1
Census Block	1000
Census Tract	30210

Owner

3108 Bright Leaf Ct is owned and occupied by an individual who bought it in June 2021.

Source: Clay County records, as of December 3, 2025

Owner of Record	Individual Name on File
Mailing Address	3108 BRIGHT LEAF CT, MIDDLEBURG, FL 32068-4292
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2021 · Amount on File
Deed Sale	Jun 24, 2021 · Amount on File
Prior Sale	Jun 5, 2008 · Amount on File
Deed Document Number	202139313
Deed Book / Page	4473 / 1935
Prior Transfer Date	Dec 8, 2015
Prior Transfer Doc	0038161875
Record Updated	Sep 20, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CLAY FL
Recording Date	Jun 24, 2021
Property Address	3108 BRIGHT LEAF CT, MIDDLEBURG, FL 32068-4292
Document Number	0044731935
Book / Page	4473 / 1935
Map Reference	MB 31 PG 40&41
Instrument Date	Jun 24, 2021
Instrument	2021039313
Transaction Type	Transfer
Record Updated	Jul 7, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,667.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3401 FAIRWAY CT, 3401, WOODSTOCK, GA 30189-8119

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3108 BRIGHT LEAF CT, MIDDLEBURG, FL 32068-4292

Mortgage

Document Number	44731937
Date	Jun 24, 2021
Instrument	4473/1937

Lender

Name	REDFIN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3108 Bright Leaf Ct was $4,876 with a homeowner's exemption, up 4.7% from the year before.

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,876.00 (+4.73%) Homeowner's exemption	$359,886	$391,834 Land $60,000 Building $331,834
2024	$4,656.00 (-4.59%)
2023	$4,880.00 (+5.49%) Homeowner's exemption	$339,558 (+3%)	$383,217 (+16.24%) Land $60,000 Building $323,217
2022	$4,626.00 Homeowner's exemption	$329,668 Land $50,000 Building $279,668	$329,668 Land $50,000 Building $279,668

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3108 Bright Leaf Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 32 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	2 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3108 Bright Leaf Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20